27 Denison Dr, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 27 Denison Dr, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	10,103 sqft · built 1986
Lot Size	6.21 acres (270,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,425,000 (Aug 2018)
Tax Bill	$36,367 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-01502-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`58-01502-0000-00010`
Alternative APNs	`580150200010` `039700`

Interior

Building Area	10,103 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	270,769 sqft

Location & Zoning

Account Number	039700
Street Address	27 DENISON DR
City	SADDLE RIVER
State	NJ
Zip	07458-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	6.216 AC. (9,16-H)
Legal Block	1502
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit UNITY BANK
Nov 8, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNITY BANK
Aug 6, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	201818-056278
Deed Book / Page	3019 / 1150
Last Transfer Date	Oct 20, 2025
Transfer Doc	0056570520
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Dec 1, 2025
Property Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805
Document Number	0056570520
Book / Page	5657 / 520
Instrument Date	Dec 1, 2025
Instrument	2025080947
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036330799
Date	Jun 25, 2020
Book Page	3633/799
Instrument	20-061895

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	341 Months
Due	Oct 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031030309
Date	Nov 8, 2018
Book Page	3103/309
Instrument	18-079620

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 6, 2018
Property Address	27 DENISON DR, SADDLE RIVER, NJ 07458-2805
Document Number	0030191150
Book / Page	003019 / 001150
Instrument Date	Jul 27, 2018
Instrument	56278
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$3,425.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DENISON DR SADDLE RIVER NJ 074582805, SADDLE RIVER, NJ 07458-2805

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,408,300 (-) Land $1,657,400 Building $1,750,900	$3,408,300 (-) Land $1,657,400 Building $1,750,900
2025	$36,367.00 (+2.99%) Veteran's exemption	$3,408,300 (-) Land $1,657,400 Building $1,750,900	$3,408,300 (-) Land $1,657,400 Building $1,750,900
2024	$35,310.00 (+5%)
2023		$3,408,300 Land $1,657,400 Building $1,750,900	$3,408,300 Land $1,657,400 Building $1,750,900
2022	$33,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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