26 Denison Dr, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 26 Denison Dr, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,207 sqft · built 1955
Lot Size	2.33 acres (101,930 sqft)
Owner	Individual Name on File
Tax Bill	$20,928 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01502-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`58-01502-0000-00050`
Alternative APNs	`580150200050` `033000`

Interior

Stories	1 Story
Building Area	6,207 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	101,930 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	033000
Street Address	26 DENISON DR
City	SADDLE RIVER
State	NJ
Zip	07458-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.340 AC (9,5-J)
Legal Block	1502
Legal Lot Number	50
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53100

Owner

26 Denison Dr is owned and occupied by an individual who acquired it in June 2008.

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	26 DENISON DR, SADDLE RIVER, NJ 07458-2819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2008
Deed Sale	Jun 13, 2008
Prior Sale	Dec 27, 2002 · Amount on File
Deed Document Number	200856886
Deed Book / Page	9556 / 461
Prior Transfer Date	May 30, 2008
Prior Transfer Doc	0095560461
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	26 DENISON DR, SADDLE RIVER, NJ 07458-2819
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	WETCO TITLE, WESTCOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047410514
Date	Jul 14, 2022
Book Page	4741/514
Instrument	2022070444

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year T-Bill
Max Rate	10.9%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	26 DENISON DR, SADDLE RIVER, NJ 07458-2819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024881636
Date	Jan 3, 2017
Book Page	02488/1636
Instrument	17-000447

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 3, 2022
Change Frequency	Monthly
Min Rate At Change	2.3%
Max Rate At Change	9.95%
Index	1-Month LIBOR
Max Rate	9.95%

Tax Assessment & Valuation

The 2025 property tax bill for 26 Denison Dr was $20,928, up 3% from the year before.

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,961,400 (-) Land $1,076,000 Building $885,400	$1,961,400 (-) Land $1,076,000 Building $885,400
2025	$20,928.00 (+2.99%)	$1,961,400 Land $1,076,000 Building $885,400	$1,961,400 Land $1,076,000 Building $885,400
2024	$20,320.00
2023		$1,961,400 Land $1,076,000 Building $885,400	$1,961,400 Land $1,076,000 Building $885,400
2022	$19,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Denison Dr in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Denison Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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