24 Cumin Ln, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 24 Cumin Ln, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,992 sqft · built 2016
Lot Size	0.053 acres (2,325 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Nov 2015)
Tax Bill	$8,867 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`712-15-014`

Property Details

APN / Parcel Number

Primary APN	`712-15-014`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	285 sqft
2nd Floor Area	874 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	2,325 sqft (0.053 acres)
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	24 CUMIN LN
City	MORGAN HILL
State	CA
Zip	95037-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10228 LOT 13
Legal Subdivision	10228 TILTON PARK
Legal Tract	10228
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512305

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24 CUMIN LN, MORGAN HILL, CA 95037-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	23155228
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	24 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CUMIN LN, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0024945191
Date	Apr 30, 2021
Instrument	24945191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 7, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	24 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024329626
Date	Nov 12, 2019
Instrument	24329626

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	24 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0023942951
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 CUMIN LN MORGAN HILL CA 950379254, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0023942951
Date	May 29, 2018
Instrument	23942951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,867.00 (+3.25%) Homeowner's exemption	$775,075 (+4.04%) Land $355,136 Building $419,939
2023	$8,588.00 (+1.63%) Homeowner's exemption	$744,980 Land $341,347 Building $403,633
2022	$8,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	25 (1980–2023)
Claims Outside the SFHA	15 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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