Albany County and Westerlo Town property record for 28 Co Rte 1, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,725 sqft · built 1930 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Oct 2010) |
| Tax Bill | $3,268 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 139.9-1-9 |
| Primary APN | 013800 139.9-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,725 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Upper Floors Area | 223 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 2.5 ft deep x 0.6 ft wide |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13900900010090000000 |
|---|---|
| Street Address | 28 COUNTY ROUTE 1 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records · APN 013800 139.9-1-9
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 COUNTY ROUTE 1, WESTERLO, NY 12193-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 01, 2019 | Deed of Trust, Mortgage · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2010 · Amount on Record |
| Deed Sale | Oct 27, 2010 · Amount on Record |
| Deed Document Number | 2010757388 |
| Deed Book / Page | 2990 / 1112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 COUNTY ROUTE 1, WESTERLO, NY 12193-3401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 28 COUNTY ROUTE 1, WESTERLO, NY 12193-3401 |
| Document Number | 0000006744 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | R2022-26744 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 28 COUNTY ROUTE 1, WESTERLO, NY 12193-3401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008517 |
|---|---|
| Date | May 01, 2019 |
| Instrument | R2019-08517 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,268.00 (+4.54%) | $1,600 (-) Land $200 Building $1,400 | $275,862 (+10.34%) Land $34,483 Building $241,379 |
| 2023 | $1,600 (-) Land $200 Building $1,400 | $250,000 (+17.19%) Land $31,250 Building $218,750 | |
| 2022 | $1,600 Land $200 Building $1,400 | $213,333 Land $26,667 Building $186,666 | |
| 2021 | $3,126.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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