Albany County and Westerlo Town property record for 23 Co Rte 1, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,715 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,809 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 013800 139.9-1-19 |
| Primary APN | 013800 139.9-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| 1st Floor Area | 1,715 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 152 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13900900010190000000 |
|---|---|
| Street Address | 23 COUNTY ROUTE 1 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records · APN 013800 139.9-1-19
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2011 |
| Transfer Doc | 0029980775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 03, 2024 |
| Property Address | 23 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Document Number | 0000000394 |
| Instrument Date | Mar 28, 2024 |
| Instrument | R2024-5394 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 COYOTE LN, TROY, NY 12180-7800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000395 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | R2024-5395 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.51% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 8.01% |
| Max Rate At Change | 9.51% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 13.5% |
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,809.00 (+23.04%) | $1,375 (-) Land $200 Building $1,175 | $237,069 (+6.88%) Land $34,483 Building $202,586 |
| 2024 | $1,375 (-) Land $200 Building $1,175 | $221,800 (+3.26%) Land $32,262 Building $189,538 | |
| 2023 | $1,375 (-) Land $200 Building $1,175 | $214,800 (+17.16%) Land $31,244 Building $183,556 | |
| 2022 | $1,375 Land $200 Building $1,175 | $183,333 Land $26,667 Building $156,666 | |
| 2021 | $2,283.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mid-Hudson Cablevision | Fiber | 5,000 / 5,000 |
| Mid-Hudson Cablevision | Cable | 400 / 25 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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