Albany County and Westerlo Town property record for 19 Co Rte 1, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1895 |
| Square Footage | 1,968 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Garage | Detached, 520 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,450.00 (2025) |
Source: Albany County and Westerlo Town records · APN 013800 139.9-1-20.1
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION |
| Aug 26, 2025 | Intrafamily Transfer, Transfer |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2025 |
| Transfer Doc | 0000005401 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 19 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Document Number | 0000000870 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20267870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Document Number | 0000007870, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20267870 |
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 26, 2025 |
| Property Address | 19 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Document Number | 0000005401 |
| Instrument Date | Aug 19, 2025 |
| Instrument | R2025-15401 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 19 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 19 COUNTY ROUTE 1, WESTERLO, NY 12193-3400 |
| Document Number | 0000019024 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 19 COUNTY ROUTE 1 WESTERLO NY 121933400, WESTERLO, NY 12193-3400 |
| Document Number | 0000019024 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 19024 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 12, 2029 |
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,450.00 (+17.31%) Homeowner's exemption | $900 (-) Land $150 Building $750 | $155,172 (+6.87%) Land $25,862 Building $129,310 |
| 2024 | $900 (-) Land $150 Building $750 | $145,200 (+3.27%) Land $24,200 Building $121,000 | |
| 2023 | $900 (-) Land $150 Building $750 | $140,600 (+17.17%) Land $23,433 Building $117,167 | |
| 2022 | $900 Land $150 Building $750 | $120,000 Land $20,000 Building $100,000 | |
| 2021 | $1,236.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 013800 139.9-1-20.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,968 sqft Living Area |
| 1st Floor | 1,416 sqft 1st Floor |
| 2nd Floor | 552 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 19,602 sqft (0.45 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 520 sqft Garage |
| Porch Area | 182 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 13900900010200010000 |
|---|---|
| Street Address | 19 COUNTY ROUTE 1 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 20.001 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | WESTERLO |
| Census Blockgroup | 1 |
| Census Block | 1088 |
| Census Tract | 14803 |
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