24 Co Rte 1, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 24 Co Rte 1, Westerlo, NY 12193

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,113 sqft · built 1939
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013800 139.9-1-8.11`

Property Details

APN / Parcel Number

Primary APN	`013800 139.9-1-8.11`
Alternative APNs	`380013900900010080110000` `13900900010080110000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,113 sqft Living Area
1st Floor Area	1,263 sqft
2nd Floor Area	630 sqft
Upper Floors Area	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	26,136 sqft (0.6 acres)
Lot Width	113 ft Width
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13900900010080110000
Street Address	24 COUNTY ROUTE 1
City	WESTERLO
State	NY
Zip	12193-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Block	1
Legal Lot Number	8.011
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1085
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-1-8.11

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 COUNTY ROUTE 1, WESTERLO, NY 12193-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 08, 2018	Warranty Deed, Transfer NOT AVAILABLE
Nov 17, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2018
Deed Sale	Jan 08, 2018
Prior Sale	Jul 12, 2012 · Amount on Record
Deed Document Number	2018527
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	24 COUNTY ROUTE 1, WESTERLO, NY 12193-3401
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002524
Date	Feb 05, 2019
Instrument	R2019-02524

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 08, 2018
Property Address	24 COUNTY ROUTE 1, WESTERLO, NY 12193-3401
Document Number	0000000527
Instrument Date	Nov 30, 2017
Instrument	527
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 STONEGATE UNIONVILLE CT 060851469, UNIONVILLE, CT 06085-1469

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 17, 2017
Property Address	24 COUNTY ROUTE 1, WESTERLO, NY 12193-3401
Document Number	0000027681
Instrument Date	Nov 08, 2017
Instrument	27681
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 STONEGATE UNIONVILLE CT 060851469, UNIONVILLE, CT 06085-1469

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (-3.81%) Additional exemption filed	$1,250 (-) Land $250 Building $1,000	$215,517 (+10.35%) Land $43,103 Building $172,414
2023		$1,250 (-) Land $250 Building $1,000	$195,300 (+17.18%) Land $39,060 Building $156,240
2022		$1,250 Land $250 Building $1,000	$166,667 Land $33,333 Building $133,334
2021	$2,442.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

May also be available: Verizon.

Based on FCC filings for 20 locations within half a mile of this property.

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