28 Beard Ave, Buffalo, NY 14214 Property Records

Erie County and Buffalo City property record for 28 Beard Ave, Buffalo, NY 14214

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,526 sqft · built 1910
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Oct 1998)
Tax Bill	$2,787 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 89.27-4-11`

Property Details

APN / Parcel Number

Primary APN	`140200 89.27-4-11`
Alternative APNs	`02000892700004011000` `06204000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,526 sqft Living Area
1st Floor Area	1,873 sqft
2nd Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	528 sqft
Porch	Slab
Porch Area	291 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06204000
Street Address	28 BEARD AVE
City	BUFFALO
State	NY
Zip	14214-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-4-50
Legal Description	26O. E STARIN
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4016
Census Tract	4500

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 BEARD AVE, BUFFALO, NY 14214-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1998 · Amount on Record
Deed Sale	Oct 14, 1998 · Amount on Record
Prior Sale	Jun 3, 1997 · Amount on Record
Deed Book / Page	10940 / 2348
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	28 BEARD AVE, BUFFALO, NY 14214-1604
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BEARD AVE, BUFFALO, NY 14214-1604

Mortgage

Document Number	0141774959
Date	Oct 15, 2025
Book Page	14177/4959
Instrument	2025188017

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	28 BEARD AVE, BUFFALO, NY 14214-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139229232
Date	Dec 16, 2019
Book Page	13922/9232
Instrument	2019277106

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,787.00 (-65.35%)
2025	$8,043.00 (+9.07%)	$844,000 (+85.9%) Land $161,000 Building $683,000	$844,000 (+14.33%) Land $161,000 Building $683,000
2024	$7,374.00 (+212.59%)	$454,000 (-) Land $115,000 Building $339,000	$738,211 (+13.82%) Land $186,992 Building $551,219
2023	$2,359.00	$454,000 Land $115,000 Building $339,000	$648,571 Land $164,286 Building $484,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile.

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