Monmouth County and Rumson Borough property record for 28 1st St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,298 sqft · built 2004 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Jun 2010) |
| Tax Bill | $21,349 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00026-0000-00006 |
| Primary APN | 41-00026-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,298 sqft Living Area |
| 1st Floor Area | 1,835 sqft |
| Upper Floors Area | 1,865 sqft |
| Basement Area | 1,433 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Built-in |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Patio Area | 305 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037600 |
|---|---|
| Street Address | 28 1ST ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | M BERGEN/OCEANIC PROP |
| Legal Block | 26 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 1ST ST, RUMSON, NJ 07760-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BK NA |
| Jun 25, 2018 | Grant Deed, Transfer · Conventional Mortgage CAPITAL BK |
| Sep 8, 2017 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2010 · Amount on Record |
| Deed Sale | Jun 14, 2010 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 201053230 |
| Deed Book / Page | 8836 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000083561 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 28 1ST ST RUMSON NJ 077601325, RUMSON, NJ 07760-1325 |
| Document Number | 0000083561 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 009430/006269 |
| Instrument | 83561 |
| Name | CAPITAL BK NA |
|---|---|
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 25, 2018 |
| Property Address | 28 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000062422 |
| Book / Page | 009294 / 001185 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 62422 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,262.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 1ST ST RUMSON NJ 077601325, RUMSON, NJ 07760-1325 |
| Document Number | 62423 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 009294/001238 |
| Instrument | 62423 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000096456 |
| Book / Page | 009251 / 006299 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 28 1ST ST RUMSON NJ 077601325, RUMSON, NJ 07760-1325 |
| Document Number | 0000096456 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 009251/006299 |
| Instrument | 96456 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,342,400 (+15.09%) Land $1,062,500 Building $1,279,900 | $2,342,400 (+15.09%) Land $1,062,500 Building $1,279,900 | |
| 2025 | $21,349.00 (+2.24%) | $2,035,200 (+14.65%) Land $945,900 Building $1,089,300 | $2,035,200 (+14.65%) Land $945,900 Building $1,089,300 |
| 2024 | $20,882.00 (-1.17%) | ||
| 2023 | $1,775,200 Land $833,000 Building $942,200 | $1,775,200 Land $833,000 Building $942,200 | |
| 2022 | $21,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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