26 1st St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 26 1st St, Rumson, NJ 07760

Property Summary

Property Type	Commercial
Lot Size	0.277 acres (12,075 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 1997)
Tax Bill	$11,993 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00004-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`41-00004-0000-00006`
Alternative APNs	`410000400006` `003600`

Exterior

Lot Area	12,075 sqft (0.277 acres)
Lot Dimensions	161 ft deep x 75 ft wide

Location & Zoning

Account Number	003600
Street Address	26 1ST ST
City	RUMSON
State	NJ
Zip	07760-1325
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SF05
Legal Description	ADDITIONAL LOTS: 6.01 RIPERIAN GRANT
Legal Block	4
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3002
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 1ST ST, RUMSON, NJ 07760-1303
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 1997 · Amount on Record
Deed Sale	Feb 20, 1997 · Amount on Record
Deed Book / Page	5577 / 44
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	26 1ST ST, RUMSON, NJ 07760-1325
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 1ST ST, RUMSON, NJ 07760-1303

Mortgage

Document Number	0095218885
Date	Jun 22, 2021
Book Page	9521/8885
Instrument	2021097714

Lender

Name	INVESTORS BANK
Type	Bank
Address	RUMSON, NJ 07760

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,313,300 (+14.87%) Land $1,303,300 Building $10,000	$1,313,300 (+14.87%) Land $1,303,300 Building $10,000
2025	$11,993.00 (+0.08%)	$1,143,300 (+8.06%) Land $1,133,300 Building $10,000	$1,143,300 (+8.06%) Land $1,133,300 Building $10,000
2024	$11,983.00 (-3.64%)
2023		$1,058,000 Land $1,048,000 Building $10,000	$1,058,000 Land $1,048,000 Building $10,000
2022	$12,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20