Monmouth County and Rumson Borough property record for 22 1st St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,136 sqft · built 2002 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,700,000 (Jul 2026) |
| Tax Bill | $17,035 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00026-0000-00005 |
| Primary APN | 41-00026-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Upper Floors Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Patio Area | 836 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037500 |
|---|---|
| Street Address | 22 1ST ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 26 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 1ST ST, RUMSON, NJ 07760-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer · Conventional Mortgage ABSTRACT TITLE, TRIDENT ABSTRACT TITLE |
| Feb 7, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MTG |
| Dec 12, 2019 | Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Dec 12, 2019 · Amount on Record |
| Deed Document Number | 202655852 |
| Deed Book / Page | 9801 / 8120 |
| Prior Transfer Date | Apr 10, 2008 |
| Prior Transfer Doc | 0087177634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 9, 2026 |
| Property Address | 22 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000055852 |
| Book / Page | 9801 / 8120 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202655852 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | ABSTRACT TITLE, TRIDENT ABSTRACT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000055853, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202655853 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 1ST ST, RUMSON, NJ 07760-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0096769788 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 9676/9788 |
| Instrument | 2024008595 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 29, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000147725 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 1ST ST RUMSON NJ 077601325, RUMSON, NJ 07760-1325 |
| Document Number | 0000147725 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 009463/008116 |
| Instrument | 147725 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 12, 2019 |
| Property Address | 22 1ST ST, RUMSON, NJ 07760-1325 |
| Document Number | 0000118978 |
| Book / Page | 009385 / 002052 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 118978 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $915.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 1ST ST RUMSON NJ 077601325, RUMSON, NJ 07760-1325 |
| Document Number | 118979 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 009385/002080 |
| Instrument | 118979 |
| Name | GATEWAY MTG GROUP LLC |
|---|---|
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,859,200 (+14.49%) Land $1,062,500 Building $796,700 | $1,859,200 (+14.49%) Land $1,062,500 Building $796,700 | |
| 2025 | $17,035.00 (+3.24%) | $1,623,900 (+16.63%) Land $945,900 Building $678,000 | $1,623,900 (+16.63%) Land $945,900 Building $678,000 |
| 2024 | $16,501.00 (+1.62%) | ||
| 2023 | $1,392,400 Land $833,000 Building $559,400 | $1,392,400 Land $833,000 Building $559,400 | |
| 2022 | $16,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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