32 1st St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 32 1st St, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,056 sqft · built 1912
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Apr 2023)
Tax Bill$8,420 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Oct 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-00026-0000-00008

Property Details

APN / Parcel Number

Primary APN41-00026-0000-00008
Alternative APNs
  • 410002600008
  • 037800

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,056 sqft Living Area
1st Floor Area528 sqft
Upper Floors Area528 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
PorchOpen Porch
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number037800
Street Address32 1ST ST
CityRUMSON
StateNJ
Zip07760-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block26
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3022
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32 1ST ST, RUMSON, NJ 07760-1325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2021Intrafamily Transfer, Transfer
PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC
May 29, 2018Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2023 · Amount on Record
Deed SaleApr 21, 2023 · Amount on Record
Prior SaleMay 29, 2018 · Amount on Record
Deed Document Number202327786
Deed Book / Page9642 / 989
Prior Transfer DateOct 11, 2021
Prior Transfer Doc0095523568
Record UpdatedSep 20, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateApr 21, 2023
Property Address32 1ST ST, RUMSON, NJ 07760-1325
Document Number0096420989
Book / Page9642 / 989
Instrument DateApr 13, 2023
Instrument2023027786
Transaction TypeTransfer
Record UpdatedMay 11, 2023
Title CompanyPREMIER ABSTRACT AND TITLE AGENCY, PREMIER ABSTRACT & TTL AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 CIRCLE DR, RUMSON, NJ 07760-2301

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 1ST ST, RUMSON, NJ 07760-1325

Mortgage

Document Number2023027787
DateApr 21, 2023
Instrument2023027787
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateOct 20, 2021
Property Address32 1ST ST, RUMSON, NJ 07760-1325
Document Number0095523568
Book / Page9552 / 3568
Instrument DateOct 11, 2021
Instrument2021154940
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyPROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CIRCLE DR, RUMSON, NJ 07760-2301

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMay 29, 2018
Property Address32 1ST ST, RUMSON, NJ 07760-1325
Document Number0000052756
Book / Page009289 / 006829
Instrument DateMay 9, 2018
Instrument52756
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyPROPERTY TRANSFER SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address32 1ST ST RUMSON NJ 077601325, RUMSON, NJ 07760-1325

Mortgage

Document Number52757
DateMay 29, 2018
Book Page009289/006834
Instrument52757
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2048

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$912,100 (+13.63%) Land $699,900 Building $212,200$912,100 (+13.63%) Land $699,900 Building $212,200
2025$8,420.00 (+2.87%)$802,700 (+13.34%) Land $622,100 Building $180,600$802,700 (+13.34%) Land $622,100 Building $180,600
2024$8,185.00 (-0.53%)
2023$708,200 Land $559,200 Building $149,000$708,200 Land $559,200 Building $149,000
2022$8,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 9 condo units
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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