Calaveras County property record for 2796 Black Oak Dr, Arnold, CA 95223
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,138 sqft · built 1987 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Sep 2013) |
| Tax Bill | $2,411 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-028-007-000 |
| Primary APN | 028-028-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Street Address | 2796 BLACK OAK DR |
|---|---|
| City | ARNOLD |
| State | CA |
| Zip | 95223-7661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MEADOWMONT SUB 12 LOT 48 |
| Legal Subdivision | MEADOWMONT SUB |
| Legal Lot Number | 48 |
| Legal Unit | 12 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ARNOLD-WEST POINT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 501 |
2796 Black Oak Dr is owned and occupied by an individual who acquired it in December 2016.
Source: Calaveras County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1042, ARNOLD, CA 95223-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK |
| Feb 16, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2013 · Amount on File |
| Deed Sale | Sep 16, 2013 · Amount on File |
| Deed Document Number | 201313005 |
| Last Transfer Date | Dec 7, 2016 |
| Transfer Doc | 0000001910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2796 BLACK OAK DR, ARNOLD, CA 95223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000010968 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017-10968 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Feb 16, 2017 |
| Property Address | 2796 BLACK OAK DR, ARNOLD, CA 95223 |
| Document Number | 0000001910 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 1910 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2796 BLACK OAK DR ARNOLD CA 95223, ARNOLD, CA 95223 |
The 2025 property tax bill for 2796 Black Oak Dr was $2,411 with a homeowner's exemption.
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $181,294 (+2%) Land $18,749 Building $162,545 | |
| 2025 | $2,411.00 Homeowner's exemption | $177,740 Land $18,382 Building $159,358 |
| 2023 | $2,342.00 (+7.83%) Homeowner's exemption | $170,840 Land $17,669 Building $153,171 |
| 2022 | $2,172.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2796 Black Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Feb 2017 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2796 Black Oak Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Cal.net.
5G (outdoors only) and 4G LTE
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