2785 Black Oak Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2785 Black Oak Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1981
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,000 (Jul 2021)
Tax Bill	$4,402 (2025)
Deeds & Mortgages	Jul 2021 Sale Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-028-017-000`

Property Details

APN / Parcel Number

Primary APN	`028-028-017-000`
Alternative APN	`028028017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,610 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Dome
Construction Type	Wood
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2785 BLACK OAK DR
City	ARNOLD
State	CA
Zip	95223-7661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWMONT SUB 12 LOT 27
Legal Subdivision	MEADOWMONT SUB
Legal Lot Number	27
Legal Unit	12
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1041
Census Tract	501

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1181, ARNOLD, CA 95223-1181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Sep 8, 2017	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	202112914
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jul 19, 2021
Property Address	2785 BLACK OAK DR, ARNOLD, CA 95223-7661
Document Number	0000012914
Map Reference	M 2 PG 89
Instrument Date	Jul 12, 2021
Instrument	2021-012914
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5539 DARBY RUSSELL RD, MURPHYS, CA 95247-9609

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Mar 27, 2020
Property Address	2785 BLACK OAK DR, ARNOLD, CA 95223-7661
Document Number	0000003935
Map Reference	MB 2 PG 89
Instrument Date	Mar 18, 2020
Instrument	2020-003935
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 COUNTRY RANCH RD, FERNLEY, NV 89408-8666

Mortgage

Document Number	0000003936
Date	Mar 27, 2020
Instrument	2020-003936

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 8, 2017
Property Address	2785 BLACK OAK DR, ARNOLD, CA 95223-7661
Document Number	0000010169
Instrument Date	Aug 22, 2017
Instrument	10169
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$88.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1042 ARNOLD CA 952231042, ARNOLD, CA 95223-1042

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,272 (+2%) Land $27,060 Building $344,212
2025	$4,402.00 (+2.99%) Homeowner's exemption	$363,993 (+4.04%) Land $26,530 Building $337,463
2023	$4,274.00 (+5.12%) Homeowner's exemption	$349,860 Land $25,500 Building $324,360
2022	$4,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

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