2837 Black Oak Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2837 Black Oak Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,412 sqft · built 1981
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Jun 2019)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage May 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-028-019-000`

Property Details

APN / Parcel Number

Primary APN	`028-028-019-000`
Alternative APN	`028028019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2837 BLACK OAK DR
City	ARNOLD
State	CA
Zip	95223-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWMONT SUB 12 LOT 29
Legal Subdivision	MEADOWMONT SUB
Legal Lot Number	29
Legal Unit	12
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1041
Census Tract	501

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 491, ARNOLD, CA 95223-0491
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 1, 2018	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
May 1, 2018	Grant Deed, Transfer · Conventional Mortgage JUSTYNA TO
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEITH A HARDOIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20196990
Prior Transfer Date	Oct 17, 1996
Prior Transfer Doc	0000014055
Record Updated	Sep 20, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jun 25, 2019
Property Address	2837 BLACK OAK DR, ARNOLD, CA 95223-7643
Document Number	0000006990
Map Reference	MB 2 PG 89
Instrument Date	Jun 17, 2019
Instrument	2019-006990
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 BLACK OAK DR, ARNOLD, CA 95223

Mortgage

Document Number	0000006991
Date	Jun 25, 2019
Instrument	2019-006991

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 1, 2018
Property Address	2837 BLACK OAK DR, ARNOLD, CA 95223-7643
Document Number	0000004869
Instrument Date	Apr 24, 2018
Instrument	4869
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	225 TOCOLOMA AVE SAN FRANCISCO CA 941342437, SAN FRANCISCO, CA 94134-2437

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 1, 2018
Property Address	2837 BLACK OAK DR, ARNOLD, CA 95223-7643
Document Number	0000004870
Instrument Date	Apr 24, 2018
Instrument	4870
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5731 VENTURE VALLEY RD SHINGLE SPRINGS CA 956829738, SHINGLE SPRINGS, CA 95682-9738

Mortgage

Document Number	4871
Date	May 1, 2018
Instrument	4871

Lender

Name	JUSTYNA TO
Address	225 TOCOLOMA AVE, SAN FRANCISCO, CA 94134-2437
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2837 BLACK OAK DR, ARNOLD, CA 95223-7643
Document Number	0000004872
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5731 VENTURE VALLEY RD SHINGLE SPRINGS CA 956829738, SHINGLE SPRINGS, CA 95682-9738

Mortgage

Document Number	0000004872
Date	May 1, 2018
Instrument	4872

Lender

Name	KEITH A HARDOIN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,169 (+2%) Land $22,754 Building $325,415
2025	$4,235.00 (+2.92%)	$341,343 (+4.04%) Land $22,308 Building $319,035
2023	$4,115.00 (+5.22%)	$328,091 Land $21,443 Building $306,648
2022	$3,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

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