279 Watchmen Ln, Cameron, NC 28326 Property Records

Harnett County property record for 279 Watchmen Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,524 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Oct 2020)
Tax Bill	$2,650 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500038653`

Property Details

APN / Parcel Number

Primary APN	`1500038653`
Alternative APN	`09956517 0282 36`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,524 sqft Heated Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500038653
Street Address	279 WATCHMEN LN
City	CAMERON
State	NC
Zip	28326-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#850 THE MANORS@LEXINGTON PT1
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	850
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

279 Watchmen Ln is owned and occupied by an individual who bought it in October 2020.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	279 WATCHMEN LN, CAMERON, NC 28326-4510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Sep 18, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 21, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Dec 30, 2014 · Amount on File
Deed Document Number	202018425
Deed Book / Page	3880 / 37
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Jul 27, 2026
Property Address	279 WATCHMEN LN, CAMERON, NC 28326-4510
Document Number	0000015321
Book / Page	4355 / 706
Instrument Date	Jul 22, 2026
Instrument	202615321
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	AMERICA TITLE, AMERICA SAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 WATCHMEN LN, CAMERON, NC 28326-4510

Mortgage

Document Number	0000015321,
Date	Jul 27, 2026
Book Page	4355/706
Instrument	202615321

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	279 WATCHMEN LN, CAMERON, NC 28326-4510
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 WATCHMEN LN, CAMERON, NC 28326-4510

Mortgage

Document Number	0000017619
Date	Sep 18, 2025
Book Page	4304/515
Instrument	2025017619

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	279 WATCHMEN LN, CAMERON, NC 28326-4510
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001429
Date	Jan 21, 2022
Book Page	4104/442
Instrument	2022001429

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 9, 2020
Property Address	279 WATCHMEN LN, CAMERON, NC 28326-4510
Document Number	0000018425
Book / Page	003880 / 000037
Instrument Date	Sep 30, 2020
Instrument	18425
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 WATCHMEN LN CAMERON NC 283264510, CAMERON, NC 28326-4510

Mortgage

Document Number	18426
Date	Oct 9, 2020
Book Page	003880/000039
Instrument	18426

Lender

Name	MID-CONTINENT FNDG INC
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 279 Watchmen Ln was $2,650, up 25.5% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,650.00 (+25.47%)	$387,081 (+35.71%)	$387,081 (+35.71%) Land $96,480 Building $290,601
2025	$2,112.00	$285,217	$285,217 Land $56,160 Building $229,057
2023	$1,792.00 Veteran's exemption	$285,217	$285,217 Land $56,160 Building $229,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 Watchmen Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 Watchmen Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watchmen Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures