265 Watchmen Ln, Cameron, NC 28326 Property Records

Harnett County property record for 265 Watchmen Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,958 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Aug 2014)
Tax Bill	$2,357 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500013252`

Property Details

APN / Parcel Number

Primary APN	`1500013252`
Alternative APN	`09956517 0282 37`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,958 sqft Heated Area
1st Floor Area	1,958 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500013252
Street Address	265 WATCHMEN LN
City	CAMERON
State	NC
Zip	28326-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#851 THE MANORS@LEXINGTON PT1
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	851
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 WATCHMEN LN, CAMERON, NC 28326-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage ACOPIA LLC
Jun 2, 2021	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2014 · Amount on Record
Deed Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	201411535
Deed Book / Page	3241 / 130
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	265 WATCHMEN LN, CAMERON, NC 28326-4510
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021911
Date	Nov 24, 2020
Book Page	3901/282
Instrument	2020021911

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 2, 2021
Property Address	265 WATCHMEN LN, CAMERON, NC 28326-4510
Document Number	0000012648
Book / Page	3993 / 339
Map Reference	MB 2017 PG 98
Instrument Date	May 11, 2021
Instrument	2021012648
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1524 OAKLAND CHASE PKWY, 1524, RICHMOND, VA 23231-5736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 PITTFIELD RUN, CAMERON, NC 28326-3306

Mortgage

Document Number	0000012651
Date	Jun 2, 2021
Instrument	2021012651

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,357.00 (+47.68%)	$348,064 (+35.14%)	$348,064 (+35.14%) Land $94,340 Building $253,724
2025	$1,596.00	$257,549 (-)	$257,549 (-) Land $54,910 Building $202,639
2023	$1,596.00	$257,549	$257,549 Land $54,910 Building $202,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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