254 Watchmen Ln, Cameron, NC 28326 Property Records

Harnett County property record for 254 Watchmen Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,620 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2024)
Tax Bill	$3,235 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500064382`

Property Details

APN / Parcel Number

Primary APN	`1500064382`
Alternative APNs	`09956517 0282 14` `1500049235`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,620 sqft Heated Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500064382
Street Address	254 WATCHMEN LN
City	CAMERON
State	NC
Zip	28326-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#828 THE MANORS@LEXINGTON PT1 MAP#2014-103
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	828
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 WATCHMEN LN, CAMERON, NC 28326-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jun 21, 2019	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	20249835
Deed Book / Page	4238 / 1842
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	254 WATCHMEN LN, CAMERON, NC 28326-4512
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112692
Date	Nov 2, 2022
Book Page	4172/1650
Instrument	2022112692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 3, 2022
Property Address	254 WATCHMEN LN, CAMERON, NC 28326-4512
Document Number	0000009288
Book / Page	4147 / 758
Map Reference	MB 2014 PG 103&104
Instrument Date	Apr 26, 2022
Instrument	2022009288
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CLEMSON CT, 8, FAIRFIELD, OH 45014-7514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WATCHMEN LN, CAMERON, NC 28326-4512

Mortgage

Document Number	0000009289
Date	May 3, 2022
Instrument	2022009289

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 18, 2021
Property Address	254 WATCHMEN LN, CAMERON, NC 28326-4512
Document Number	0000027288
Book / Page	4077 / 580
Map Reference	MB 2014 PG 103&104
Instrument Date	Nov 15, 2021
Instrument	2021027288
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1149 GANDY CTB, 1149, FORT CAMPBELL, KY 42223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WATCHMEN LN, CAMERON, NC 28326-4512

Mortgage

Document Number	0000027289
Date	Nov 18, 2021
Instrument	2021027289

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	254 WATCHMEN LN, CAMERON, NC 28326-4512
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	MERIDIAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008346
Date	Apr 13, 2021
Book Page	3968/307
Instrument	2021008346

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 21, 2019
Property Address	254 WATCHMEN LN, CAMERON, NC 28326-4512
Document Number	0000008309
Book / Page	3708 / 0516
Map Reference	MB 2014 PG 103&104
Instrument Date	Jun 13, 2019
Instrument	2019008309
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 MADISON ST APT 116, 515, NASHVILLE, TN 37208-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WATCHMEN LN, CAMERON, NC 28326-4512

Mortgage

Document Number	0000008310
Date	Jun 21, 2019
Instrument	2019008310

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,235.00 (+42.26%)	$420,011 (+36.38%)	$420,011 (+36.38%) Land $124,230 Building $295,781
2025	$2,274.00	$307,971 (-)	$307,971 (-) Land $72,310 Building $235,661
2023	$2,274.00	$307,971	$307,971 Land $72,310 Building $235,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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