231 Watchmen Ln, Cameron, NC 28326 Property Records

Harnett County property record for 231 Watchmen Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,776 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2025)
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1500074588`

Property Details

APN / Parcel Number

Primary APN	`1500074588`
Alternative APNs	`09956517 0282 39` `1500020818`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,776 sqft Heated Area
1st Floor Area	690 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	56 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500074588
Street Address	231 WATCHMEN LN
City	CAMERON
State	NC
Zip	28326-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#853 THE MANORS@LEXINGTON PT1 MAP#2014-103
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	853
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 WATCHMEN LN, CAMERON, NC 28326-4510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 3, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	202518508
Deed Book / Page	4306 / 484
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 30, 2025
Property Address	231 WATCHMEN LN, CAMERON, NC 28326-4510
Document Number	0000018508
Book / Page	4306 / 484
Map Reference	MB 2014 PG 103-104
Instrument Date	Sep 11, 2025
Instrument	2025018508
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1425 LOTTIE ST, SPRING LAKE, NC 28390-2505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WATCHMEN LN, CAMERON, NC 28326-4510

Mortgage

Document Number	0000018509
Date	Sep 30, 2025
Instrument	2025018509

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	231 WATCHMEN LN, CAMERON, NC 28326-4510
Document Number	0000018965
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WATCHMEN LN CAMERON NC 283264510, CAMERON, NC 28326-4510

Mortgage

Document Number	0000018965
Date	Oct 16, 2020
Book Page	003883/000644
Instrument	18965

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (+38.6%)	$295,117 (+33.32%)	$295,117 (+33.32%) Land $71,290 Building $223,827
2025	$1,658.00	$221,356 (-)	$221,356 (-) Land $41,500 Building $179,856
2023	$1,658.00	$221,356	$221,356 Land $41,500 Building $179,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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