Franklin County property record for 279 Summerset Ln, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,385 sqft · built 2003 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9-31.1-0-009-012.360 |
| Primary APN | 18-9-31.1-0-009-012.360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Split Foyer |
| Lot Area | 17,424 sqft (0.4 acres) |
| Patio Area | 28 sqft |
| Street Address | 279 SUMMERSET LN |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:34 GRADVIEW VALLEY |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 31 |
| Legal Subdivision | GRANDVIEW VALLEY |
| Legal Block | 9 |
| Legal Lot Number | 34 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 800606 |
279 Summerset Ln is owned and occupied by two individuals who acquired it in November 2019.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 279 SUMMERSET LN, UNION, MO 63084-4492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2019 |
| Deed Sale | Nov 12, 2019 |
| Prior Sale | Mar 17, 2008 |
| Deed Document Number | 1915520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 12, 2019 |
| Property Address | 279 SUMMERSET LN, UNION, MO 63084-4492 |
| Document Number | 0000015520 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 15520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 279 SUMMERSET LN UNION MO 630844492, UNION, MO 63084-4492 |
| Document Number | 15521 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 15521 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
The 2025 property tax bill for 279 Summerset Ln was $2,081.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,081.00 | $34,909 | $183,730 Land $30,000 Building $153,730 |
| 2023 | $1,573.00 (-8.76%) | $26,171 | $137,740 Land $30,000 Building $107,740 |
| 2022 | $1,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 279 Summerset Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 279 Summerset Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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