261 Summerset Ln, Union, MO 63084 Property Records

Franklin County property record for 261 Summerset Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,406 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-9-31.1-0-009-012.330`

Property Details

APN / Parcel Number

Primary APN	`18-9-31.1-0-009-012.330`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 2005
Architectural Style	Split Foyer
Lot Area	17,424 sqft (0.4 acres)
Patio Area	120 sqft

Location & Zoning

Street Address	261 SUMMERSET LN
City	UNION
State	MO
Zip	63084-4492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:31 GRANDVIEW VALLEY
Legal Range	01E
Legal Township	43
Legal Section	31
Legal Subdivision	GRANDVIEW VALLEY
Legal Block	9
Legal Lot Number	31
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1044
Census Tract	800606

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	261 SUMMERSET LN, UNION, MO 63084-4492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 22, 2020	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2014
Deed Sale	Sep 11, 2014
Prior Sale	Sep 11, 2014
Deed Document Number	0000012034
Last Transfer Date	Apr 22, 2020
Transfer Doc	0000005602
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	261 SUMMERSET LN, UNION, MO 63084-4492
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002601892
Date	Feb 17, 2026
Instrument	2601892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 22, 2020
Property Address	261 SUMMERSET LN, UNION, MO 63084-4492
Document Number	0000005602
Instrument Date	Apr 14, 2020
Instrument	5602
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SUMMERSET LN UNION MO 630844492, UNION, MO 63084-4492

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00 (+32.47%)	$37,578 (+33.57%)	$197,780 (+33.57%) Land $30,000 Building $167,780
2023	$1,691.00 (-14.55%)	$28,133 (-14.17%)	$148,070 (-14.17%) Land $30,000 Building $118,070
2022	$1,979.00	$32,779
2021			$172,520 Land $30,000 Building $142,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

Nearby Properties on Summerset Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures