266 Summerset Ln, Union, MO 63084 Property Records

Franklin County property record for 266 Summerset Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 2002
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Nov 2017)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-9-31.1-0-009-012.280`

Property Details

APN / Parcel Number

Primary APN	`18-9-31.1-0-009-012.280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area

Exterior

Year Built	Built 2002
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	266 SUMMERSET LN
City	UNION
State	MO
Zip	63084-4492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:27 GRANDVIEW VALLEY
Legal Range	01E
Legal Township	43
Legal Section	31
Legal Subdivision	GRANDVIEW VALLEY
Legal Block	9
Legal Lot Number	27
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1044
Census Tract	800606

Owner

266 Summerset Ln is owned and occupied by an individual who bought it in November 2017.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	266 SUMMERSET LN, UNION, MO 63084-4492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE INC
Nov 14, 2017	Warranty Deed, Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Jun 10, 2013
Deed Document Number	1717366
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	266 SUMMERSET LN, UNION, MO 63084-4492
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002602780
Date	Mar 4, 2026
Instrument	2602780

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 14, 2017
Property Address	266 SUMMERSET LN, UNION, MO 63084-4492
Document Number	0000017366
Instrument Date	Nov 9, 2017
Instrument	17366
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 SUMMERSET LN UNION MO 630844492, UNION, MO 63084-4492

Mortgage

Document Number	17367
Date	Nov 14, 2017
Instrument	17367

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 266 Summerset Ln was $2,041.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,041.00	$34,240	$180,210 Land $30,000 Building $150,210
2023	$1,742.00 (-9.18%)	$28,983	$152,540 Land $30,000 Building $122,540
2022	$1,918.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 266 Summerset Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 266 Summerset Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

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