27880 Lower Rd, Arcadia, IN 46030 Property Records

Hamilton County property record for 27880 Lower Rd, Arcadia, IN 46030

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,058 sqft · built 2001
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,268 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-03-11-000-009.000-017`

Property Details

APN / Parcel Number

Primary APN	`29-03-11-000-009.000-017`
Alternative APN	`0703110000009000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	1,035 sqft
2nd Floor Area	1,023 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	216,058 sqft (4.96 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Silo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0703110000009000
Street Address	27880 LOWER RD
City	ARCADIA
State	IN
Zip	46030-9623
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACREAGE 4.96, SECTION 11, TOWNSHIP 20, RANGE 5
Legal Range	05
Legal Township	20
Legal Section	11
Jurisdiction	HAMILTON IN
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1032
Census Tract	110102

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27880 LOWER RD, ARCADIA, IN 46030-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1996
Deed Sale	Aug 8, 1996
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	27880 LOWER RD, ARCADIA, IN 46030-9623
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021079638
Date	Nov 3, 2021
Instrument	2021079638

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	27880 LOWER RD, ARCADIA, IN 46030-9623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008749
Date	Mar 1, 2017
Instrument	2017008749

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	27880 LOWER RD, ARCADIA, IN 46030-9623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003080
Date	Jan 17, 2020
Instrument	2020003080

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 10, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	White River Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,600 (+8.49%) Land $52,500 Building $286,100	$338,600 (+8.49%) Land $52,500 Building $286,100
2024	$3,268.00 (+15.11%)
2023	$2,839.00 (+0.35%)	$312,100 (+10.44%) Land $70,100 Building $242,000	$312,100 (+10.44%) Land $70,100 Building $242,000
2022	$2,829.00	$282,600 Land $69,500 Building $213,100	$282,600 Land $69,500 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
Watch TV Fixed Wireless	25 / 3
BridgeMAXX Suncoast Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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