Hamilton County property record for 27091 Lower Rd, Arcadia, IN 46030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 240 sqft · built 1998 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Aug 2010) |
| Tax Bill | $2,737 (2024) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-03-13-000-013.001-017 |
| Primary APN | 29-03-13-000-013.001-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 240 sqft Living Area |
| 1st Floor Area | 1,879 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 8 Parking Spaces |
| Quonset Hut | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 27091 LOWER RD |
|---|---|
| City | ARCADIA |
| State | IN |
| Zip | 46030-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 3.00, SECTION 13, TOWNSHIP 20, RANGE 5 |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 13 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WHITE RIVER |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 110102 |
27091 Lower Rd is owned and occupied by an individual who bought it in August 2010.
Source: Hamilton County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27091 LOWER RD, ARCADIA, IN 46030-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2010 · Amount on File |
| Deed Sale | Aug 25, 2010 · Amount on File |
| Deed Document Number | 201040345 |
| Prior Transfer Date | Aug 6, 2010 |
| Prior Transfer Doc | 0000040345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 9, 2026 |
| Property Address | 27091 LOWER RD, ARCADIA, IN 46030-9495 |
| Document Number | 0000046699 |
| Instrument Date | Oct 3, 2026 |
| Instrument | 202646699 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 27091 LOWER RD, ARCADIA, IN 46030-9495 |
| Document Number | 0000046699, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 202646699 |
| Name | FIRST MIDWEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 26, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | White River Township |
| Unified School District | Hamilton Heights School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $356,500 (+10.89%) Land $51,000 Building $305,500 | $356,500 (+10.89%) Land $51,000 Building $305,500 | |
| 2024 | $2,737.00 (+11.94%) | $321,500 (+10.9%) Land $51,400 Building $270,100 | $321,500 (+10.9%) Land $51,400 Building $270,100 |
| 2023 | $2,445.00 (+3.03%) | $289,900 (+11.76%) Land $50,600 Building $239,300 | $289,900 (+11.76%) Land $50,600 Building $239,300 |
| 2022 | $2,373.00 | $259,400 Land $49,800 Building $209,600 | $259,400 Land $49,800 Building $209,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27091 Lower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 27091 Lower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 200 / 50 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 25 / 5 |
| Watch TV Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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