26725 Lower Rd, Arcadia, IN 46030 Property Records

Hamilton County property record for 26725 Lower Rd, Arcadia, IN 46030

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,541 sqft · built 1916
Lot Size	10.2 acres (445,183 sqft)
Owner	Individual Name on Record
Tax Bill	$2,920 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-03-13-000-012.002-017`

Property Details

APN / Parcel Number

Primary APN	`29-03-13-000-012.002-017`
Alternative APN	`0703130000012002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
1st Floor Area	1,281 sqft
Basement Area	288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	445,183 sqft (10.2 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	160 sqft
Granary	1 sqft
Lean-To	1,848 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0703130000012002
Street Address	26725 LOWER RD
City	ARCADIA
State	IN
Zip	46030-9443
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACREAGE 10.22, SECTION 13, TOWNSHIP 20, RANGE 5
Legal Range	05
Legal Township	20
Legal Section	13
Legal Subdivision	WHITE RIVER
Jurisdiction	HAMILTON IN
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1036
Census Tract	110102

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	26725 LOWER RD, ARCADIA, IN 46030-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit ENCOMPASS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2014
Deed Sale	Oct 13, 2014
Deed Document Number	2014046058
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	26725 LOWER RD, ARCADIA, IN 46030-9443
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021062425
Date	Aug 27, 2021
Instrument	2021062425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	26725 LOWER RD, ARCADIA, IN 46030-9443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040112
Date	Aug 28, 2018
Instrument	2018040112

Lender

Name	ENCOMPASS FCU
Type	Credit Union
Address	TIPTON, IN 46072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	White River Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,600 (+6.13%) Land $75,200 Building $236,400	$311,600 (+6.13%) Land $75,200 Building $236,400
2024	$2,920.00 (+13.27%)	$293,600 (+9.72%) Land $76,500 Building $217,100	$293,600 (+9.72%) Land $76,500 Building $217,100
2023	$2,578.00 (-0.62%)	$267,600 (+8.65%) Land $73,400 Building $194,200	$267,600 (+8.65%) Land $73,400 Building $194,200
2022	$2,594.00	$246,300 Land $70,100 Building $176,200	$246,300 Land $70,100 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	25 / 5
Watch TV Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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