27645 Lower Rd, Arcadia, IN 46030 Property Records

Hamilton County property record for 27645 Lower Rd, Arcadia, IN 46030

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,208 sqft · built 1915
Lot Size	117 acres (5,096,520 sqft)
Owner	Individual Name on Record
Tax Bill	$7,056 (2024)
Deeds & Mortgages	Jan 2017 Transfer Feb 2015 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-03-13-000-013.000-017`

Property Details

APN / Parcel Number

Primary APN	`29-03-13-000-013.000-017`
Alternative APN	`0703130000013000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,096,520 sqft (117 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	96 sqft
Pool Type	Above-Ground Pool
Pool Area	1 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	0703130000013000
Street Address	27645 LOWER RD
City	ARCADIA
State	IN
Zip	46030-9440
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACREAGE 117.00, SECTION 13, TOWNSHIP 20, RANGE 5
Legal Range	05
Legal Township	20
Legal Section	13
Legal Subdivision	WHITE RIVER
Jurisdiction	HAMILTON IN
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1033
Census Tract	110102

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27645 LOWER RD, ARCADIA, IN 46030-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 4, 2015	Loan Modification, Mortgage FIRST FARMERS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2017
Deed Sale	Jul 19, 2017
Prior Sale	Jan 27, 2017
Deed Document Number	2017034610
Record Updated	Jun 8, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 27, 2017
Property Address	27645 LOWER RD, ARCADIA, IN 46030-9440
Document Number	0000004092
Instrument Date	Dec 21, 2016
Instrument	4092
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27645 LOWER RD ARCADIA IN 460309440, ARCADIA, IN 46030-9440

February 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	27645 LOWER RD, ARCADIA, IN 46030-9440
Document Number	0000021983
Instrument Date	Feb 4, 2015
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	27795 LOWER RD ARCADIA IN 460309456, ARCADIA, IN 46030-9456

Mortgage

Document Number	0000021983
Date	May 16, 2017
Instrument	21983

Lender

Name	FIRST FARMERS BK&TR
Type	Bank
Address	CONVERSE, IN 46919-0690

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 15, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	White River Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$509,300 (-0.33%) Land $280,900 Building $228,400	$509,300 (-0.33%) Land $280,900 Building $228,400
2024	$7,056.00 (+26.11%)	$511,000 (+12.9%) Land $297,000 Building $214,000	$511,000 (+12.9%) Land $297,000 Building $214,000
2023	$5,595.00 (-0.05%)	$452,600 (+13.98%) Land $258,700 Building $193,900	$452,600 (+13.98%) Land $258,700 Building $193,900
2022	$5,598.00	$397,100 Land $218,600 Building $178,500	$397,100 Land $218,600 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
On-Ramp Indiana Fixed Wireless	25 / 5
Watch TV Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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