2788 Valley Oak Loop, San Jose, CA 95135 Property Records

Santa Clara County property record for 2788 Valley Oak Loop, San Jose, CA 95135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,438 sqft · built 2012
Lot Size	0.094 acres (4,080 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (Aug 2012)
Tax Bill	$15,218 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2017 Second Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`680-67-049`

Property Details

APN / Parcel Number

Primary APN	`680-67-049`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,438 sqft Living Area
1st Floor Area	1,047 sqft
2nd Floor Area	1,391 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,080 sqft (0.094 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2788 VALLEY OAK LOOP
City	SAN JOSE
State	CA
Zip	95135-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9917 OAK KNOLL BOOK 826 PAGE 21 PAGE 25 LOT 11
Legal Subdivision	OAK KNOLL
Legal Tract	9917
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503339

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Intrafamily Transfer, Transfer
Feb 10, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage DATA MORTGAGE INC
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2012 · Amount on Record
Deed Sale	Aug 31, 2012 · Amount on Record
Prior Sale	Feb 14, 2012 · Amount on Record
Deed Document Number	201221830742
Last Transfer Date	Mar 14, 2024
Transfer Doc	0025617691
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2024
Property Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Document Number	0025617691
Map Reference	MB 826 PGS 21
Instrument Date	Mar 14, 2024
Instrument	25617691
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023580460
Date	Feb 10, 2017
Instrument	23580460

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 20, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251

Mortgage

Document Number	0024670727
Date	Oct 26, 2020
Instrument	24670727

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251

Mortgage

Document Number	0025134447
Date	Oct 15, 2021
Instrument	25134447

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 20, 2046

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,099,035 (+2%) Land $690,823 Building $408,212
2025	$15,218.00 (+3.43%) Homeowner's exemption	$1,077,486 (+4.04%) Land $677,278 Building $400,208
2023	$14,714.00 (+0.42%) Homeowner's exemption	$1,035,648 Land $650,980 Building $384,668
2022	$14,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hankins Information Technology.

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