2785 Valley Oak Loop, San Jose, CA 95135 Property Records

Santa Clara County property record for 2785 Valley Oak Loop, San Jose, CA 95135

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,677 sqft · built 2013
Lot Size0.088 acres (3,840 sqft)
Owner2 Company Names on Record
Last Sale$840,000 (Dec 2012)
Tax Bill$14,675 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone D (undetermined)
APN680-67-054

Property Details

APN / Parcel Number

Primary APN680-67-054

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,677 sqft Living Area
1st Floor Area1,302 sqft
2nd Floor Area1,375 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleH-Shape
Construction TypeWood
Lot Area3,840 sqft (0.088 acres)
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2785 VALLEY OAK LOOP
CitySAN JOSE
StateCA
Zip95135-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9917 OAK KNOLL BOOK 826 PAGE 21 PAGE 25 LOT 16
Legal SubdivisionOAK KNOLL
Legal Tract9917
Legal Lot Number16
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1012
Census Tract503339

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2785 VALLEY OAK LOOP, SAN JOSE, CA 95135-2250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2012 · Amount on Record
Deed SaleDec 24, 2012 · Amount on Record
Prior SaleFeb 14, 2012 · Amount on Record
Deed Document Number201222016280
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2785 VALLEY OAK LOOP, SAN JOSE, CA 95135-2250
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 VALLEY OAK LOOP, SAN JOSE, CA 95135-2250

Mortgage

Document Number0025072735
DateAug 20, 2021
Instrument25072735
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictEvergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,055,076 (+2%) Land $628,023 Building $427,053
2025$14,675.00 (+3.46%) Homeowner's exemption$1,034,389 (+4.04%) Land $615,709 Building $418,680
2023$14,184.00 (+0.42%) Homeowner's exemption$994,224 Land $591,801 Building $402,423
2022$14,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN JOSE - EVG/EDV/COY
serves 99,783 people · EPA ID CA4310020
Water SourcePurchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
800 / 160
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hankins Information Technology.

Nearby Properties on Valley Oak Loop

Nearby Streets

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