2776 Valley Oak Loop, San Jose, CA 95135 Property Records

Santa Clara County property record for 2776 Valley Oak Loop, San Jose, CA 95135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,438 sqft · built 2012
Lot Size	0.094 acres (4,080 sqft)
Owner	2 Trust Names on File
Last Sale	$830,000 (Feb 2013)
Tax Bill	$14,608 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`680-67-046`

Property Details

APN / Parcel Number

Primary APN	`680-67-046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,438 sqft Living Area
1st Floor Area	1,047 sqft
2nd Floor Area	1,391 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,080 sqft (0.094 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2776 VALLEY OAK LOOP
City	SAN JOSE
State	CA
Zip	95135-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9917 OAK KNOLL BOOK 826 PAGE 21 PAGE 25 LOT 8
Legal Subdivision	OAK KNOLL
Legal Tract	9917
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503339

Owner

2776 Valley Oak Loop is owner-occupied and held in a trust since February 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2776 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 4, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2013 · Amount on File
Deed Sale	Feb 15, 2013 · Amount on File
Prior Sale	Feb 14, 2012 · Amount on File
Deed Document Number	201322094569
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2776 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2776 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251

Mortgage

Document Number	0024988259
Date	Jun 8, 2021
Instrument	24988259

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2776 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Document Number	0024206694
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2776 VALLEY OAK LOOP SAN JOSE CA 951352251, SAN JOSE, CA 95135-2251

Mortgage

Document Number	0024206694
Date	Jun 19, 2019
Instrument	24206694

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2776 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Document Number	0024153327
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2776 VALLEY OAK LOOP SAN JOSE CA 951352251, SAN JOSE, CA 95135-2251

Mortgage

Document Number	0024153327
Date	Apr 10, 2019
Instrument	24153327

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2776 Valley Oak Loop was $14,608.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,042,514 (+2%) Land $628,023 Building $414,491
2025	$14,608.00	$1,022,073 Land $615,709 Building $406,364
2023	$14,122.00 (+0.41%)	$982,387 Land $591,801 Building $390,586
2022	$14,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2776 Valley Oak Loop in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2776 Valley Oak Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hankins Information Technology.

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