2784 Valley Oak Loop, San Jose, CA 95135 Property Records

Santa Clara County property record for 2784 Valley Oak Loop, San Jose, CA 95135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,161 sqft · built 2012
Lot Size	0.094 acres (4,080 sqft)
Owner	2 Individual Names on File
Last Sale	$1,535,000 (Jul 2019)
Tax Bill	$24,796 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`680-67-048`

Property Details

APN / Parcel Number

Primary APN	`680-67-048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
1st Floor Area	1,430 sqft
2nd Floor Area	1,731 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,080 sqft (0.094 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2784 VALLEY OAK LOOP
City	SAN JOSE
State	CA
Zip	95135-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9917 OAK KNOLL BOOK 826 PAGE 21 PAGE 25 LOT 10
Legal Subdivision	OAK KNOLL
Legal Tract	9917
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503339

Owner

2784 Valley Oak Loop is owned by two individuals who bought it in July 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5300 LAUREL CANYON DR, SAN JOSE, CA 95138-2445
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Prior Sale	Oct 12, 2012 · Amount on File
Deed Document Number	201924238300
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 24, 2019
Property Address	2784 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251
Document Number	0024238300
Map Reference	MB 826 PG 21-25
Instrument Date	Jul 3, 2019
Instrument	24238300
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2784 VALLEY OAK LOOP, SAN JOSE, CA 95135-2251

Mortgage

Document Number	0024238301
Date	Jul 24, 2019
Instrument	24238301

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 2784 Valley Oak Loop was $24,796.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Evergreen Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,874,068 (+2%) Land $780,861 Building $1,093,207
2025	$24,796.00 Homeowner's exemption	$1,837,322 Land $765,550 Building $1,071,772
2023	$24,044.00 (+0.38%) Homeowner's exemption	$1,765,978 Land $735,824 Building $1,030,154
2022	$23,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2784 Valley Oak Loop in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2784 Valley Oak Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - EVG/EDV/COY serves 99,783 people · EPA ID CA4310020
Water Source	Purchased surface water from SANTA CLARA VALLEY WATER DISTRICT
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hankins Information Technology.

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