2786 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 2786 Duffer Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2008
Square Footage	3,412 sqft Living Area
Lot Size	15,645 sqft (0.359 acres)
Occupancy	Owner Occupied
Last Sale	$515,000 (2024)
Tax Bill	$4,912.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C344802200002160`
Alternative APN	`C-34-34-28-022-0000-2160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	3,412 sqft Living Area
1st Floor	2,835 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,645 sqft (0.359 acres)
Depth X Width	156 ft x 100 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,200 sqft Driveway
Parking Spaces	3 Parking Spaces
Garage Type	Finished Garage
Garage Area	776 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	288 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	140 sqft Shed
Patio Area	535 sqft Patio
Porch	Open Porch
Porch Area	371 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C344802200002160
Street Address	2786 DUFFER RD
City	SEBRING
State	FL
Zip	33872-3821
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 216
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	216
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200002160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2786 DUFFER RD, SEBRING, FL 33872-3821
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Feb 01, 2021 · Amount on Record
Deed Doc Number	2208004
Deed Book / Page	3049 / 1213
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 01, 2021
Property Address	2786 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0002017202
Book / Page	2799 / 1191
Map Reference	MB 14 PG 10
Instrument Date	Jan 29, 2021
Instrument	2017202
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6218 APPLE RD, 6218, SEBRING, FL 33875-6167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 DUFFER RD, SEBRING, FL 33872-3821

Mortgage

Document Number	0027991193
Date	Feb 01, 2021
Instrument	2799/1193

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,694 (+8.74%) Land $25,650 Building $377,044	$402,694 (-2.72%) Land $25,650 Building $377,044
2024	$4,912.00 (+1.57%)
2023	$4,836.00 (-0.33%) Homeowner's exemption Widower's exemption	$370,331 (+3%)	$413,934 (+15.13%) Land $24,300 Building $389,634
2022	$4,852.00 Homeowner's exemption Widower's exemption	$359,545 Land $24,300 Building $335,245	$359,545 Land $24,300 Building $335,245

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.