2778 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 2778 Duffer Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,998 sqft · built 1985
Lot Size	0.353 acres (15,416 sqft)
Owner	Owner Name on Record
Last Sale	$89,900 (Apr 2002)
Tax Bill	$2,822 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C344802200002200`

Property Details

APN / Parcel Number

Primary APN	`C344802200002200`
Alternative APN	`C-34-34-28-022-0000-2200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,711 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,416 sqft (0.353 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	180 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802200002200
Street Address	2778 DUFFER RD
City	SEBRING
State	FL
Zip	33872-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 220
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	220
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1249 ELK RIDGE DR, STEPHENVILLE, TX 76401-6056

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2002 · Amount on Record
Deed Sale	Apr 9, 2002 · Amount on Record
Prior Sale	Apr 9, 2002 · Amount on Record
Deed Document Number	0015990923
Last Transfer Date	Sep 17, 2012
Transfer Doc	0001670241
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2778 DUFFER RD, SEBRING, FL 33872-3821
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1249 ELK RIDGE DR, STEPHENVILLE, TX 76401-6056

Mortgage

Document Number	0002294548
Date	Jan 9, 2026
Book Page	3167/1
Instrument	2294548

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2778 DUFFER RD, SEBRING, FL 33872-3821
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CEDAR CREEK RD, MIDLAND, TX 79705-4438

Mortgage

Document Number	0002049516
Date	Aug 18, 2021
Book Page	2845/348
Instrument	2049516

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2778 DUFFER RD, SEBRING, FL 33872-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001840331
Date	Jan 26, 2017
Book Page	2563/1050
Instrument	1840331

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,520 (-0.14%) Land $25,650 Building $165,870	$191,520 (-0.14%) Land $25,650 Building $165,870
2024	$2,822.00 (+6.33%)
2023	$2,654.00 (+8.59%)	$191,790 (+15.34%) Land $24,300 Building $167,490	$191,790 (+15.34%) Land $24,300 Building $167,490
2022	$2,444.00	$166,287 Land $24,300 Building $141,987	$166,287 Land $24,300 Building $141,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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