2776 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 2776 Duffer Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,753 sqft · built 2018
Lot Size	0.352 acres (15,358 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2019)
Tax Bill	$3,134 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C344802200002210`

Property Details

APN / Parcel Number

Primary APN	`C344802200002210`
Alternative APN	`C-34-34-28-022-0000-2210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,753 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,358 sqft (0.352 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	639 sqft
Driveway	Driveway
Driveway Area	912 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	482 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802200002210
Street Address	2776 DUFFER RD
City	SEBRING
State	FL
Zip	33872-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 221
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	221
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2776 DUFFER RD, SEBRING, FL 33872-3821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Warranty Deed, Transfer · Commercial Mortgage WAUCHULA STATE BANK
May 1, 2019	Loan Modification, Mortgage HEARTLAND NAT'L BK
Oct 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HEARTLAND NAT'L BK
Jul 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	1942547
Deed Book / Page	2695 / 0777
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 31, 2019
Property Address	2776 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0001942547
Book / Page	2695 / 0777
Map Reference	MB 14 PG 10
Instrument Date	May 22, 2019
Instrument	1942547
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 SEA BISCUIT LN, 205, LAKE PLACID, FL 33852-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 LOQUAT RD, SEBRING, FL 33875-4885

Mortgage

Document Number	0002695779
Date	May 31, 2019
Instrument	2695/779

Lender

Name	WAUCHULA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	2776 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0001941324
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2776 DUFFER RD SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001941324
Date	May 22, 2019
Book Page	002693/001559
Instrument	1941324

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Term	12 Months
Due	May 21, 2020

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 31, 2017
Property Address	2776 DUFFER RD, SEBRING, FL 33872-3821
Book / Page	002605 / 000272
Instrument Date	Oct 27, 2017
Instrument	1870950
Transaction Type	Construction Loan
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2776 DUFFER RD SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001870950
Date	Oct 31, 2017
Book Page	002605/000272
Instrument	1870950

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 31, 2017
Property Address	2776 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0001861105
Book / Page	002591 / 001953
Instrument Date	Jul 24, 2017
Instrument	1861105
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	30 LAKE JUNE RD LAKE PLACID FL 338528909, LAKE PLACID, FL 33852-8909

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,559 (+7.12%)	$350,198 (-1.06%) Land $25,650 Building $324,548
2024	$3,134.00 (+3.19%)
2023	$3,037.00 (+1.3%) Homeowner's exemption	$234,832 (+3%)	$353,934 (+16.05%) Land $24,300 Building $329,634
2022	$2,998.00 Homeowner's exemption	$227,992	$304,995 Land $24,300 Building $280,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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