2782 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 2782 Duffer Rd, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,326 sqft · built 1988
Lot Size	0.356 acres (15,530 sqft)
Owner	Individual Name on File
Last Sale	$384,900 (Oct 2025)
Tax Bill	$2,776 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C344802200002180`

Property Details

APN / Parcel Number

Primary APN	`C344802200002180`
Alternative APN	`C-34-34-28-022-0000-2180`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	1,958 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,530 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	608 sqft
Driveway	Driveway
Driveway Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Porch
Porch Area	10 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802200002180
Street Address	2782 DUFFER RD
City	SEBRING
State	FL
Zip	33872-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 218
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	218
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200002180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2782 DUFFER RD, SEBRING, FL 33872-3821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Apr 18, 2024	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	2282549
Deed Book / Page	3149 / 1556
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 10, 2025
Property Address	2782 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0002282549
Book / Page	3149 / 1556
Map Reference	MB 14 PG 10
Instrument Date	Oct 03, 2025
Instrument	2282549
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,694.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2782 DUFFER RD, SEBRING, FL 33872-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 DUFFER RD, SEBRING, FL 33872-3821
Investor	Possibly a Property Investor

Mortgage

Document Number	0031491558
Date	Oct 10, 2025
Instrument	3149/1558

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 18, 2024
Property Address	2782 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0002199143
Book / Page	3037 / 1910
Map Reference	MB 14 PG 10
Instrument Date	Apr 12, 2024
Instrument	2199143
Transaction Type	Transfer
Record Updated	May 06, 2024
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$2,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 DAHOMEY ST, SEBRING, FL 33875-5542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 DUFFER RD, SEBRING, FL 33872-3821

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 25, 2021
Property Address	2782 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0002040964
Book / Page	2832 / 1671
Map Reference	MB 14 PG 10
Instrument Date	Jun 21, 2021
Instrument	2040964
Transaction Type	Transfer
Record Updated	Jul 07, 2021
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,784.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 BILAND DR, 4001, SEBRING, FL 33875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 DUFFER RD, SEBRING, FL 33872-3821

Mortgage

Document Number	0028321673
Date	Jun 25, 2021
Instrument	2832/1673

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 24, 2020
Property Address	2782 DUFFER RD, SEBRING, FL 33872-3821
Document Number	0001995965
Book / Page	002769 / 000194
Instrument Date	Aug 21, 2020
Instrument	1995965
Transaction Type	Transfer
Record Updated	Sep 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2782 DUFFER RD SEBRING FL 338723821, SEBRING, FL 33872-3821

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,303 (+11.54%) Land $25,650 Building $220,653	$246,303 (-1.87%) Land $25,650 Building $220,653
2024	$2,776.00 (+2.02%) Homeowner's exemption	$220,823 (+3%)	$250,997 (+5.22%) Land $24,300 Building $226,697
2023	$2,721.00 (+1.38%) Homeowner's exemption	$214,391 (+3%)	$238,543 (+14.6%) Land $24,300 Building $214,243
2022	$2,684.00 Homeowner's exemption	$208,147 Land $24,300 Building $183,847	$208,147 Land $24,300 Building $183,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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