2785 Cactus Ave, Chico, CA 95973 Property Records

Butte County property record for 2785 Cactus Ave, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	1,725 sqft · built 2022
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$684,000 (Jul 2023)
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`016-120-034-000`

Property Details

APN / Parcel Number

Primary APN	`016-120-034-000`
Alternative APN	`016-120-034`

Interior

Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2785 CACTUS AVE
City	CHICO
State	CA
Zip	95973-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2785 CACTUS AVE
Legal Subdivision	18TH SUB/BIDWELL RHO
Legal Lot Number	30
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2006
Census Tract	103

Owner

Source: Butte County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2785 CACTUS AVE, CHICO, CA 95973-7606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 7, 2023	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO
Apr 3, 2019	Grant Deed, Transfer BIDWELL TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	202317812
Prior Transfer Date	Oct 10, 2016
Prior Transfer Doc	0000040944
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 25, 2026
Property Address	2785 CACTUS AVE, CHICO, CA 95973-7606
Document Number	0000023781
Instrument Date	Aug 20, 2026
Instrument	202623781
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2785 CACTUS AVE, CHICO, CA 95973-7606

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2785 CACTUS AVE, CHICO, CA 95973-7606
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 CACTUS AVE, CHICO, CA 95973-7606

Mortgage

Document Number	0000006089
Date	Feb 23, 2022
Instrument	2022-0006089

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 7, 2023
Property Address	2785 CACTUS AVE, CHICO, CA 95973-7606
Document Number	0000017812
Map Reference	MB 7 PG 26
Instrument Date	Jun 30, 2023
Instrument	2023-0017812
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1720 DOUGLASS ST, RED BLUFF, CA 96080-2509

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 3, 2019
Property Address	2785 CACTUS AVE, CHICO, CA 95973-7606
Document Number	0000017945
Instrument Date	Apr 1, 2019
Instrument	17945
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 561 PARADISE CA 959670561, PARADISE, CA 95967-0561

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,633 (+2%) Land $197,676 Building $513,957
2025	$7,970.00 (+5.45%) Homeowner's exemption	$697,680 (+36.2%) Land $193,800 Building $503,880
2024	$7,558.00 (+34.25%)		$601,920
2023	$5,630.00 (+4.74%) Homeowner's exemption	$512,235 Land $210,235 Building $302,000
2022	$5,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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