2820 Cactus Ave, Chico, CA 95973 Property Records

Butte County property record for 2820 Cactus Ave, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,445 sqft · built 2018
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Last Sale$499,000 (Jun 2018)
Tax Bill$7,060 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN016-430-027-000

Property Details

APN / Parcel Number

Primary APN016-430-027-000
Alternative APN
  • 016-430-027

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,445 sqft Living Area
1st Floor Area2,445 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area844 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number016-430-027
Street Address2820 CACTUS AVE
CityCHICO
StateCA
Zip95973-7603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 117 WILDWOOD SUB PH 4
Legal SubdivisionWILDWOOD SUB PH 4
Legal Lot Number117
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2006
Census Tract103

Owner

Source: Butte County records · APN 016-430-027-000

Assessment roll updated July 21, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2820 CACTUS AVE, CHICO, CA 95973-7603
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2026Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Jun 02, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 07, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2018 · Amount on Record
Deed SaleJun 12, 2018 · Amount on Record
Deed Document Number201819891
Last Transfer DateMay 13, 2020
Transfer Doc0000021706
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address2820 CACTUS AVE, CHICO, CA 95973-7603
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2820 CACTUS AVE, CHICO, CA 95973-7603

Mortgage

Document Number0000004202
DateFeb 02, 2026
Instrument2026-0004202
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUTTE CA
Recording DateJun 02, 2020
Property Address2820 CACTUS AVE, CHICO, CA 95973-7603
Document Number0000021706
Instrument DateMay 12, 2020
Instrument21706
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2820 CACTUS AVE CHICO CA 959737603, CHICO, CA 95973-7603

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUTTE CA
Recording DateMay 07, 2020
Property Address2820 CACTUS AVE, CHICO, CA 95973-7603
Document Number0000018465
Map ReferenceMB 188 PG 80-82
Instrument DateMay 01, 2020
Instrument2020-0018465
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyTIMIOS TITLE A CA CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2820 CACTUS AVE, CHICO, CA 95973-7603

Mortgage

Document Number0000018466
DateMay 07, 2020
Instrument2020-0018466
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 21, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,060.00 (+10.81%) Homeowner's exemption$567,773 (+4.04%) Land $193,429 Building $374,344
2024$569,970
2023$6,371.00 (+1.98%) Homeowner's exemption$545,727 Land $185,919 Building $359,808
2022$6,247.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, UnWired Broadband Holding.

Based on FCC filings for 541 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cactus Ave

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