2760 Cactus Ave, Chico, CA 95973 Property Records

Butte County property record for 2760 Cactus Ave, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,762 sqft · built 2018
Lot Size	0.309 acres (13,503 sqft)
Owner	Individual Name on Record
Last Sale	$493,500 (Oct 2018)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`016-430-023-000`

Property Details

APN / Parcel Number

Primary APN	`016-430-023-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	13,503 sqft (0.309 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2760 CACTUS AVE
City	CHICO
State	CA
Zip	95973-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 114 WILDWOOD SUB PH 4
Legal Subdivision	WILDWOOD ESTATES PH 4
Legal Lot Number	114
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2006
Census Tract	103

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 31, 2018	Quit Claim Deed, Transfer ETHOS LNDG
Oct 31, 2018	Grant Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	2018-0037140
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 CACTUS AVE, CHICO, CA 95973-7605

Mortgage

Document Number	0000000637
Date	Jan 10, 2023
Instrument	2023-0000637

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 CACTUS AVE, CHICO, CA 95973-7605

Mortgage

Document Number	0000045607
Date	Oct 13, 2021
Instrument	2021-0045607

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030966
Date	Jul 2, 2019
Instrument	2019-0030966

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016926
Date	Apr 27, 2020
Instrument	2020-0016926

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 CACTUS AVE, CHICO, CA 95973-7605

Mortgage

Document Number	0000014322
Date	Mar 30, 2021
Instrument	2021-0014322

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 31, 2018
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Document Number	0000037141
Instrument Date	Oct 25, 2018
Instrument	37141
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2760 CACTUS AVE CHICO CA 959737605, CHICO, CA 95973-7605

Mortgage

Document Number	37143
Date	Oct 31, 2018
Instrument	37143

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 31, 2018
Property Address	2760 CACTUS AVE, CHICO, CA 95973-7605
Document Number	0000037140
Instrument Date	Oct 19, 2018
Instrument	37140
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2760 CACTUS AVE CHICO CA 959737605, CHICO, CA 95973-7605

Mortgage

Document Number	37143
Date	Oct 31, 2018
Instrument	37143

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,540.00 (+10.54%)	$602,523 (+4.04%) Land $189,635 Building $412,888
2023	$6,821.00 (+11.04%)	$579,128 Land $182,272 Building $396,856
2022	$6,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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