2812 Cactus Ave, Chico, CA 95973 Property Records

Butte County property record for 2812 Cactus Ave, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,445 sqft · built 2018
Lot Size0.309 acres (13,503 sqft)
OwnerIndividual Name on File
Tax Bill$7,180 (2025)
Deeds & MortgagesOct 2019 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN016-430-026-000

Property Details

APN / Parcel Number

Primary APN016-430-026-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,445 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Construction TypeWood
Lot Area13,503 sqft (0.309 acres)
Garage TypeAttached
Garage Area558 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2812 CACTUS AVE
CityCHICO
StateCA
Zip95973-7603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 116 WILDWOOD SUB PH 4
Legal SubdivisionWILDWOOD ESTATES PH 4
Legal Lot Number116
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2006
Census Tract103

Owner

Source: Butte County records · APN 016-430-026-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2812 CACTUS AVE, CHICO, CA 95973-7603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Mar 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Oct 19, 2018Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Oct 19, 2018Grant Deed, Transfer
MID VALLEY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2018
Deed SaleOct 19, 2018
Prior SaleOct 19, 2018
Deed Document Number0000035858
Last Transfer DateMar 12, 2021
Transfer Doc0000011756
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address2812 CACTUS AVE, CHICO, CA 95973-7603
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyTIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047291
DateOct 28, 2019
Instrument2019-0047291
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUTTE CA
Recording DateMar 12, 2021
Property Address2812 CACTUS AVE, CHICO, CA 95973-7603
Document Number0000011756
Map ReferenceMB 188 PG 80-82
Instrument DateMar 08, 2021
Instrument2021-0011756
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyTIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2812 CACTUS AVE, CHICO, CA 95973-7603

Mortgage

Document Number0000011757
DateMar 12, 2021
Instrument2021-0011757
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateOct 19, 2018
Property Address2812 CACTUS AVE, CHICO, CA 95973-7603
Document Number0000035857
Map ReferenceMB188 PG80-82
Instrument DateOct 03, 2018
Instrument2018-0035857
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMID VALLEY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 CACTUS AVE, CHICO, CA 95973-7603

Mortgage

Document Number0000035860
DateOct 19, 2018
Instrument2018-0035860
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateOct 19, 2018
Property Address2812 CACTUS AVE, CHICO, CA 95973-7603
Document Number0000035858
Map ReferenceMB188 PG80-82
Instrument DateOct 03, 2018
Instrument2018-0035858
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMID VALLEY TITLE & ESCROW CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 CACTUS AVE, CHICO, CA 95973-7603

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,180.00 (+10.72%)$571,140 (+4.04%) Land $189,635 Building $381,505
2023$6,485.00 (+1.95%)$548,964 Land $182,272 Building $366,692
2022$6,361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
DigitalPath
Fixed Wireless
400 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, UnWired Broadband Holding.

Based on FCC filings for 541 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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