St. Louis County property record for 2783 Lauren Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 1,632 sqft · built 2004 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jul 2026) |
| Tax Bill | $6,212 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-00561 |
| Primary APN | 415-0010-00561 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Gross Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,324 sqft |
| Finished Basement | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,326 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 608 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 965093 |
|---|---|
| Street Address | 2783 LAUREN RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E1/2 OF W1/2 OF SW1/4 OF NE1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 03 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2783 LAUREN RD, DULUTH, MN 55804-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jul 18, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2014 · Amount on Record |
| Deed Document Number | 20261104240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 30, 2026 |
| Property Address | 2783 LAUREN RD, DULUTH, MN 55804-9682 |
| Document Number | 0001104240 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20261104240 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206,646.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2783 LAUREN RD, DULUTH, MN 55804-9682 |
| Document Number | 0001104241, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20261104241 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2783 LAUREN RD, DULUTH, MN 55804-9682 |
| Document Number | 000T988374 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2783 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682 |
| Document Number | 000T988374 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | T988374 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,212.00 (+6.74%) Homeowner's exemption | ||
| 2025 | $5,820.00 (-0.07%) Homeowner's exemption | $549,700 (+8.12%) Land $120,400 Building $429,300 | $549,700 (+8.12%) Land $120,400 Building $429,300 |
| 2024 | $5,824.00 | $508,400 (-0.27%) Land $111,100 Building $397,300 | $508,400 (-0.27%) Land $111,100 Building $397,300 |
| 2022 | $509,800 Land $106,000 Building $403,800 | $509,800 Land $106,000 Building $403,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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