2724 Lauren Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2724 Lauren Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,256 sqft · built 1975
Lot Size	6.64 acres (289,238 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Nov 2019)
Tax Bill	$4,224 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-00790`

Property Details

APN / Parcel Number

Primary APN	`415-0010-00790`
Alternative APN	`1081535`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,256 sqft Gross Area
1st Floor Area	2,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	289,238 sqft (6.64 acres)
Garage Area	1,008 sqft

Exterior Amenities

Porch	Slab
Deck Area	112 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1081535
Street Address	2724 LAUREN RD
City	DULUTH
State	MN
Zip	55804-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 880 FT OF W1/2 OF NE 1/4 OF SE 1/4 EXW 329 17/100 FT SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	03
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2005
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2724 LAUREN RD, DULUTH, MN 55804-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 22, 2019	Warranty Deed, Transfer · FHA Mortgage SUMMIT MTG CORP
Feb 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage REPUBLIC BK
Jan 13, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	20191368285
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	0001149202
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2724 LAUREN RD, DULUTH, MN 55804-9682
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 LAUREN RD, DULUTH, MN 55804-9682

Mortgage

Document Number	0001472914
Date	Aug 28, 2023
Instrument	1472914

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2724 LAUREN RD, DULUTH, MN 55804-9682
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001446129
Date	Jun 27, 2022
Instrument	1446129

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 22, 2019
Property Address	2724 LAUREN RD, DULUTH, MN 55804-9682
Document Number	00A1368285
Instrument Date	Nov 1, 2019
Instrument	A1368285
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$623.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2724 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682

Mortgage

Document Number	A1368286
Date	Nov 22, 2019
Instrument	A1368286

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Mortgage

Document Number	A1368287,
Date	Nov 22, 2019
Instrument	A1368287

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 13, 2017
Property Address	2724 LAUREN RD, DULUTH, MN 55804-9682
Instrument Date	Feb 7, 2017
Instrument	A1303968
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2724 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682

Mortgage

Document Number	00A1303968
Date	Feb 13, 2017
Instrument	A1303968

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 12, 2018

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 13, 2017
Property Address	2724 LAUREN RD, DULUTH, MN 55804-9682
Document Number	00A1302092
Instrument Date	Dec 15, 2016
Instrument	A1302092
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,224.00 (+9.66%) Homeowner's exemption
2025	$3,852.00 (+3.94%) Homeowner's exemption	$388,700 (+11.09%) Land $100,700 Building $288,000	$388,700 (+11.09%) Land $100,700 Building $288,000
2024	$3,706.00	$349,900 (+41.09%) Land $93,000 Building $256,900	$349,900 (+41.09%) Land $93,000 Building $256,900
2022		$248,000 Land $88,800 Building $159,200	$248,000 Land $88,800 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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