St. Louis County property record for 2769 Lauren Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,564 sqft · built 2005 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,484 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-00563 |
| Primary APN | 415-0010-00563 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Gross Area |
| 1st Floor Area | 1,564 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | 240 sqft |
| Storage Building | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1182138 |
|---|---|
| Street Address | 2769 LAUREN RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | W1/2 OF E1/2 OF SW1/4 OF NE1/4 SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 03 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10500 |
2769 Lauren Rd is owner-occupied and held in a trust since April 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2769 LAUREN RD, DULUTH, MN 55804-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2025 |
| Transfer Doc | 0001089907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2769 LAUREN RD, DULUTH, MN 55804-9682 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2769 LAUREN RD, DULUTH, MN 55804-9682 |
| Document Number | 0001060021 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 1060021 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2769 LAUREN RD, DULUTH, MN 55804-9682 |
| Document Number | 00T1029701 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2769 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682 |
| Document Number | 00T1029701 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | T1029701 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 29, 2040 |
The 2026 property tax bill for 2769 Lauren Rd was $5,484 with a homeowner's exemption, up 6.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,484.00 (+6.44%) Homeowner's exemption | ||
| 2025 | $5,152.00 (+1.18%) Homeowner's exemption | $492,600 (+8.12%) Land $113,700 Building $378,900 | $492,600 (+8.12%) Land $113,700 Building $378,900 |
| 2024 | $5,092.00 | $455,600 Land $105,000 Building $350,600 | $455,600 Land $105,000 Building $350,600 |
| 2022 | $448,100 Land $100,200 Building $347,900 | $448,100 Land $100,200 Building $347,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2769 Lauren Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2769 Lauren Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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