2754 Lauren Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2754 Lauren Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 1986
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (May 2023)
Tax Bill	$3,712 (2026)
Deeds & Mortgages	May 2023 Sale May 2023 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-00820`

Property Details

APN / Parcel Number

Primary APN	`415-0010-00820`
Alternative APNs	`1115788` `1149071`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,780 sqft Gross Area
1st Floor Area	2,040 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	832 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Patio Area	288 sqft
Pole Barn	1,944 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1149071
Street Address	2754 LAUREN RD
City	DULUTH
State	MN
Zip	55804-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N1/2 OF E1/2 OF NW1/4 OF SE1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	03
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2005
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Aug 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, ST LOUIS TITLE
Aug 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, ST LOUIS TITLE
Aug 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, ST LOUIS TITLE
Aug 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, ST LOUIS TITLE
Oct 27, 2020	Loan Modification, Mortgage · Conventional with PMI NATIONAL BK/CMRC
Aug 2, 2018	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK
Mar 17, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	May 16, 2023 · Amount on Record
Deed Document Number	20231467135
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	0001422958
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 16, 2023
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	0001466529
Instrument Date	May 12, 2023
Instrument	1466529
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Tax	$277.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2727 MINNESOTA AVE, DULUTH, MN 55802-2523

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 26, 2023
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	0001467135
Instrument Date	May 12, 2023
Instrument	1467135
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2754 LAUREN RD, DULUTH, MN 55804-9682

Mortgage

Document Number	0001467136
Date	May 26, 2023
Instrument	1467136

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432373
Date	Dec 13, 2021
Instrument	1432373

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2021
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	0001422960
Instrument Date	Aug 4, 2021
Instrument	1422960
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2754 LAUREN RD, DULUTH, MN 55804-9682

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2021
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	0001422957
Instrument Date	Aug 4, 2021
Instrument	1422957
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2754 LAUREN RD, DULUTH, MN 55804-9682

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2021
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	0001422959
Instrument Date	Aug 4, 2021
Instrument	1422959
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2754 LAUREN RD, DULUTH, MN 55804-9682

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2021
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	0001422958
Instrument Date	Aug 4, 2021
Instrument	1422958
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2754 LAUREN RD, DULUTH, MN 55804-9682

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	00A1396675
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2754 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682

Mortgage

Document Number	00A1396675
Date	Nov 24, 2020
Instrument	A1396675

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Nov 23, 2021

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 2, 2018
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	00A1337829
Instrument Date	Jul 18, 2018
Instrument	A1337829
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$986.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2754 LAUREN RD DULUTH MN 558049682, DULUTH, MN 55804-9682

Mortgage

Document Number	A1337830
Date	Aug 2, 2018
Instrument	A1337830

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2019

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Mar 17, 2017
Property Address	2754 LAUREN RD, DULUTH, MN 55804-9682
Document Number	00A1305919
Instrument Date	Mar 10, 2017
Instrument	A1305919
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 ROBERG RD DULUTH MN 558049610, DULUTH, MN 55804-9610

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,712.00 (+6.36%) Homeowner's exemption
2025	$3,490.00 (+15.49%) Homeowner's exemption	$594,500 (+85.55%) Land $119,900 Building $474,600	$594,500 (+85.55%) Land $119,900 Building $474,600
2024	$3,022.00	$320,400 (-4.27%) Land $110,600 Building $209,800	$320,400 (-4.27%) Land $110,600 Building $209,800
2022		$334,700 Land $126,600 Building $208,100	$334,700 Land $126,600 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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