2781 Matte Ln, Vista, CA 92081 Property Records

San Diego County property record for 2781 Matte Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,849 sqft · built 2002
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on Record
Last Sale	$1,293,500 (Mar 2023)
Tax Bill	$15,954 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-630-01-00`

Property Details

APN / Parcel Number

Primary APN	`217-630-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,849 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	26,572 sqft (0.61 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2781 MATTE LN
City	VISTA
State	CA
Zip	92081-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 TR 013929
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013929
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	20017

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2781 MATTE LN, VISTA, CA 92081-8107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Mar 26, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202380512
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	0000584343
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2023
Property Address	2781 MATTE LN, VISTA, CA 92081-8107
Document Number	0000080512
Map Reference	MAP 13929
Instrument Date	Mar 20, 2023
Instrument	2023-0080512
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2781 MATTE LN, VISTA, CA 92081-8107

Mortgage

Document Number	0000080513
Date	Mar 29, 2023
Instrument	2023-0080513

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2021
Property Address	2781 MATTE LN, VISTA, CA 92081-8107
Document Number	0000238081
Map Reference	MAP 13929
Instrument Date	Feb 25, 2021
Instrument	2021-0238081
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 MATTE LN, VISTA, CA 92081-8107

Mortgage

Document Number	0000238082
Date	Mar 26, 2021
Instrument	2021-0238082

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2781 MATTE LN, VISTA, CA 92081-8107
Document Number	0000258765
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2781 MATTE LN VISTA CA 920818107, VISTA, CA 92081-8107

Mortgage

Document Number	0000258765
Date	Jun 26, 2018
Instrument	258765

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2028

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,372,671 (+2%) Land $848,966 Building $523,705
2025	$15,954.00 (+40.81%) Homeowner's exemption	$1,345,757 (+38.34%) Land $832,320 Building $513,437
2023	$11,330.00 (+1.31%) Homeowner's exemption	$972,774 Land $509,796 Building $462,978
2022	$11,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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