2728 Matte Ln, Vista, CA 92081 Property Records

San Diego County property record for 2728 Matte Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,214 sqft · built 2002
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$493,000 (Apr 2001)
Tax Bill	$9,703 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-630-06-00`

Property Details

APN / Parcel Number

Primary APN	`217-630-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,214 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	23,087 sqft (0.53 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2728 MATTE LN
City	VISTA
State	CA
Zip	92081-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 6 TR 013929
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013929
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	20017

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2728 MATTE LN, VISTA, CA 92081-8107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Intrafamily Transfer, Transfer
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2001 · Amount on Record
Deed Sale	Apr 25, 2001 · Amount on Record
Deed Document Number	2001256471
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000804534
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	2728 MATTE LN, VISTA, CA 92081-8107
Document Number	0000804534
Map Reference	MAP 1329
Instrument Date	Nov 12, 2021
Instrument	2021-0804534
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2728 MATTE LN, VISTA, CA 92081-8107

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2728 MATTE LN, VISTA, CA 92081-8107
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 MATTE LN, VISTA, CA 92081-8107

Mortgage

Document Number	0000705369
Date	Oct 8, 2021
Instrument	2021-0705369

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2728 MATTE LN, VISTA, CA 92081-8107
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 MATTE LN, VISTA, CA 92081-8107

Mortgage

Document Number	0000337355
Date	May 3, 2021
Instrument	2021-0337355

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$814,584 (+2%) Land $238,222 Building $576,362
2025	$9,703.00 (+7.07%) Homeowner's exemption	$798,612 (+4.04%) Land $233,551 Building $565,061
2023	$9,062.00 (+1.29%) Homeowner's exemption	$767,603 Land $224,483 Building $543,120
2022	$8,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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