2781 Lynn St, Frederick, MD 21704 Property Records

Frederick County property record for 2781 Lynn St, Frederick, MD 21704 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,426 sqft · built 1981
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2021)
Tax Bill	$4,521 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-192738`

Property Details

APN / Parcel Number

Primary APN	`07-192738`
Alternative APNs	`7192738` `192738`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,426 sqft Total Area
1st Floor Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	192738
Old Parcel Number	7192738
Street Address	2781 LYNN ST
City	FREDERICK
State	MD
Zip	21704-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK G 0.75 AC SUGARLOAF EST.
Legal Subdivision	SUGARLOAF ESTATES
Legal Block	G
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records · APN 07-192738

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2781 LYNN ST, FREDERICK, MD 21704-8024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2021	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2021 · Amount on Record
Deed Sale	Oct 04, 2021 · Amount on Record
Prior Sale	Nov 30, 1998 · Amount on Record
Deed Document Number	0015348294
Deed Book / Page	15348 / 294
Record Updated	Jun 07, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 04, 2021
Property Address	2781 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0153480294
Book / Page	15348 / 294
Map Reference	MB 5 PG 64
Instrument Date	Aug 05, 2021
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2781 LYNN ST, FREDERICK, MD 21704-8024

Mortgage

Document Number	15348301
Date	Oct 04, 2021
Instrument	15348/301

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2781 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0128470427
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 06, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 LYNN ST FREDERICK MD 217048024, FREDERICK, MD 21704-8024

Mortgage

Document Number	0128470427
Date	Feb 26, 2019
Book Page	012847/000427

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,521.00	$373,167	$398,700 Land $153,200 Building $245,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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