2777 Lynn St, Frederick, MD 21704 Property Records

Frederick County property record for 2777 Lynn St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,132 sqft · built 1968
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,000 (Jul 2021)
Tax Bill	$5,552 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-195958`

Property Details

APN / Parcel Number

Primary APN	`07-195958`
Alternative APNs	`7195958` `195958`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	2,132 sqft
Utility Area	88 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	195958
Street Address	2777 LYNN ST
City	FREDERICK
State	MD
Zip	21704-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #11, BLK. G, 2.20 ACRES SUGARLOAF ESTATES
Legal Subdivision	ACRES SUGARLOAF ESTATES
Legal Block	G
Legal Lot Number	11
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2777 LYNN ST, FREDERICK, MD 21704-8024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Jul 23, 2021	Special Warranty Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Nov 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Mar 18, 2005
Deed Book / Page	15116 / 291
Prior Transfer Date	Oct 13, 2020
Prior Transfer Doc	0142480447
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2777 LYNN ST, FREDERICK, MD 21704-8024
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	HOUSEHOLD TITLE, HOUSEHOLD T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2777 LYNN ST, FREDERICK, MD 21704-8024

Mortgage

Document Number	0156460185
Date	Jan 10, 2022
Book Page	15646/185

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2051

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 23, 2021
Property Address	2777 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0151160291
Book / Page	15116 / 291
Map Reference	MB 5 PL 64
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2777 LYNN ST, FREDERICK, MD 21704-8024

Mortgage

Document Number	15116298
Date	Jul 23, 2021
Instrument	15116/298

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 9, 2020
Property Address	2777 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0142480447
Book / Page	014248 / 000447
Instrument Date	Oct 13, 2020
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2777 LYNN ST FREDERICK MD 217048024, FREDERICK, MD 21704-8024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2777 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0128470427
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2777 LYNN ST FREDERICK MD 217048024, FREDERICK, MD 21704-8024

Mortgage

Document Number	0128470427
Date	Feb 26, 2019
Book Page	012847/000427

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,233 (+13.68%)	$533,100 (+19.45%) Land $229,300 Building $303,800
2024	$5,552.00 (+10.01%)
2023	$5,047.00	$418,033	$446,300 Land $174,000 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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