2780 Lynn St, Frederick, MD 21704 Property Records

Frederick County property record for 2780 Lynn St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,173 sqft · built 1970
Lot Size	1.28 acres (56,192 sqft)
Owner	Individual Name on Record
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Nov 2022 Transfer Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-190956`

Property Details

APN / Parcel Number

Primary APN	`07-190956`
Alternative APNs	`7190956` `190956`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Basement Area	2 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	56,192 sqft
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	81 sqft
Deck Area	320 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	190956
Street Address	2780 LYNN ST
City	FREDERICK
State	MD
Zip	21704-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 BLK F 1.29 AC N/S LYNN STREET SUGARLOAF ESTATES
Legal Subdivision	LYNN STREET SUGARLOAF ESTATES
Legal Block	F
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2780 LYNN ST, FREDERICK, MD 21704-8001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Intrafamily Transfer, Transfer
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 28, 2022
Transfer Doc	0162120003
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 4, 2022
Property Address	2780 LYNN ST, FREDERICK, MD 21704-8001
Document Number	0162120003
Book / Page	16212 / 3
Map Reference	MB 5 FO 64
Instrument Date	Oct 28, 2022
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2780 LYNN ST, FREDERICK, MD 21704-8001

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2780 LYNN ST, FREDERICK, MD 21704-8001
Document Number	0128470427
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2780 LYNN ST FREDERICK MD 217048001, FREDERICK, MD 21704-8001

Mortgage

Document Number	0128470427
Date	Feb 26, 2019
Book Page	012847/000427

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,900 (+6.52%)	$448,800 (-) Land $227,300 Building $221,500
2025	$4,626.00 (+5.93%) Homeowner's exemption	$397,000 (+14.39%)	$448,800 (+20.94%) Land $227,300 Building $221,500
2024	$4,367.00 (+8.34%)
2023	$4,031.00 Homeowner's exemption	$347,067	$371,100 Land $172,100 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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