2779 Lynn St, Frederick, MD 21704 Property Records

Frederick County property record for 2779 Lynn St, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,112 sqft · built 1969
Lot Size	0.63 acres (27,442 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Jan 2021)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-199562`

Property Details

APN / Parcel Number

Primary APN	`07-199562`
Alternative APNs	`7199562` `199562`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,084 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,442 sqft (0.63 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	199562
Street Address	2779 LYNN ST
City	FREDERICK
State	MD
Zip	21704-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT #10, BLK.G, 0.63 LYNN ST. & RHODERICK RD. SUGARLOAF EST.
Legal Subdivision	SUGARLOAF ESTATES
Legal Block	G
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

2779 Lynn St is owned and occupied by two individuals who bought it in January 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2779 LYNN ST, FREDERICK, MD 21704-8024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Sep 8, 2009 · Amount on File
Deed Book / Page	14422 / 330
Prior Transfer Date	Jan 31, 2012
Prior Transfer Doc	0093740075
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 6, 2021
Property Address	2779 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0144220330
Book / Page	14422 / 330
Map Reference	LB 760 FO 283
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2779 LYNN ST, FREDERICK, MD 21704-8024

Mortgage

Document Number	14422336
Date	Jan 6, 2021
Instrument	14422/336

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2779 LYNN ST, FREDERICK, MD 21704-8024
Document Number	0128470427
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2779 LYNN ST FREDERICK MD 217048024, FREDERICK, MD 21704-8024

Mortgage

Document Number	0128470427
Date	Feb 26, 2019
Book Page	012847/000427

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2779 Lynn St was $5,088, up 8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,767 (+6.79%)	$459,200 (-) Land $185,400 Building $273,800
2025	$5,088.00 (+8%)	$404,333	$459,200 Land $185,400 Building $273,800
2024	$4,711.00 (+13.27%)
2023	$4,159.00	$342,300	$376,900 Land $145,300 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2779 Lynn St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2779 Lynn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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