266 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 266 Villa St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,500 (Nov 2021)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-380-004`

Property Details

APN / Parcel Number

Primary APN	`06-13-380-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,280 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	266 VILLA ST
City	ELGIN
State	IL
Zip	60120-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMES T GIFFORDS ADDN EASTERLY 2 RODS EXCEPT SOUTHWESTERLY 1.5 RODS COUNTY CLERKS SUB C OF OUTLOT LOT 15
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	266 VILLA ST, ELGIN, IL 60120-6657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	202188476
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0000088476
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 24, 2021
Property Address	266 VILLA ST, ELGIN, IL 60120-6657
Document Number	0000088476
Instrument Date	Nov 15, 2021
Instrument	2021K088476
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 VILLA ST, ELGIN, IL 60120-6657

Mortgage

Document Number	0000088477
Date	Nov 24, 2021
Instrument	2021K088477

Lender

Name	ANISA HOPPER ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+15.75%) Homeowner's exemption	$64,374 (+8.57%) Land $10,604 Building $53,770	$193,199 (+8.57%) Land $31,825 Building $161,375
2024		$59,293 (+21.39%) Land $9,767 Building $49,526	$177,950 (+21.44%) Land $29,313 Building $148,637
2022	$3,715.00 (-8.81%) Homeowner's exemption	$48,844 (+6.96%) Land $8,046 Building $40,798	$146,532 (+6.96%) Land $24,138 Building $122,394
2021	$4,074.00	$45,665 Land $7,522 Building $38,143	$136,995 Land $22,566 Building $114,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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