278 Spruce Rd, Middletown, NY 10940 Property Records

Sullivan County and Mamakating Town property record for 278 Spruce Rd, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,688 sqft · built 2001
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (May 2001)
Tax Bill	$13,075 (2025)
Flood Zone	Zone X (minimal risk)
APN	`484089 72.-1-7.7`

Property Details

APN / Parcel Number

Primary APN	`484089 72.-1-7.7`
Alternative APNs	`4089072 0001007007` `053325`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	102,802 sqft (2.36 acres)
Garage Type	Basement
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	053325
Street Address	278 SPRUCE RD
City	MIDDLETOWN
State	NY
Zip	10940-7843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3
Legal Block	1
Legal Lot Number	7.007
Jurisdiction	SULLIVAN NY
Township / Civil Division	MAMAKATING
Census Block Group	1
Census Block	1018
Census Tract	951202

Owner

278 Spruce Rd is owned and occupied by two individuals who bought it in May 2001.

Source: Sullivan County and Mamakating Town records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278 SPRUCE RD, MIDDLETOWN, NY 10940-7843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2001 · Amount on File
Deed Sale	May 31, 2001 · Amount on File
Deed Book / Page	2279 / 102
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 278 Spruce Rd was $13,075 with a homeowner's exemption.

Source: Sullivan County and Mamakating Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Mamakating Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,075.00	$191,400 Land $38,000 Building $153,400	$562,900 Land $111,757 Building $451,143
2023		$191,400 Land $38,000 Building $153,400	$510,400 Land $101,333 Building $409,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Spruce Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 99.1% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000